CCertihomes
418 Locust Avenue, Garwood, NJ 07027

$575,000

3 beds 2 baths 1,364 sqft Built 192434 days on marketActive

About this home

Charming 3-Bedroom Home in the Heart of Garwood, NJ Welcome to this charming 3-bedroom, 1-bath home in desirable Garwood, NJ, offering character, space, and plenty of opportunity to make it your own. The inviting exterior features classic brick detailing, mature landscaping, a welcoming front entry, and a private driveway. Inside, the spacious main level offers a comfortable flow between the living and dining areas, with beautiful hardwood flooring and abundant natural light. The generously sized kitchen features ample cabinetry, countertop space, a classic layout, and a cozy breakfast areaperfect for everyday living or entertaining. Upstairs, you'll find three bedrooms and a full bathroom, providing comfortable accommodations for family, guests, or a home office. stairs leading to a large attic offers valuable additional storage and the potential for future expansion, subject to local approvals. The partial finished basement adds flexible space for a recreation room, home gym, office, workshop, or storage. With its solid layout and traditional charm, this home presents an excellent opportunity for buyers looking to put their own personal touches on a property in a convenient Union County location. Enjoy all that Garwood has to offer, including nearby shopping, dining, parks, schools, and convenient transportation options. A great opportunity to own a seperate family home with room to grow in a desirable New Jersey community!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,561/mo

Real estate (PITI + HOA + PMI)
$4,307
Principal + interest$2,608
Property tax + insurance$1,483
PMI / 2nd mortgage$216
Utilities
$482
Heating + cooling$79
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$125
Car insurance + maintenance$125
Other (entertainment)
$158
$4,561/mo TLC
Budget$5,061/mo
Remaining after TLC$500/mo
Purchase price
$575,000
Down payment
$28,750 (5%)
Loan amount
$546,250
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1924
Lot size
0.1148 ac
Stories
2
Heating
Radiators-Hot Water
Cooling
A/C Central - Some
Water
Public
HOA
—
Annual tax
$10,951
MLS #
2704057R
County
Union

At a glance

Basement
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenFree-Standing FreezerMicrowaveRefrigeratorWasher
Interior
BlindsEntrance FoyerKitchenDining RoomFamily Room1 Bedroom2 Bedrooms3 BedroomsBath FullAtticStorage
Exterior
Outbuilding(s)Storage ShedYard
Parking
1 Car WidthAsphaltDrivewayOn Street
Kitchen
Separate Dining Area
Dining
Formal Dining Room
Flooring
Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Neighborhood — 07027

MetricThis ZIPCountyUSA
Population6,2608,832,837299,088,112
Population Change Since19905.00%14.00%20.00%
Population Density9,3511,137—
Male2,9224,307,827147,432,321
Female3,3394,525,010151,655,844
Never Married1,2811,965,81163,775,926
Married2,6893,647,435123,120,365
Separated161391,23912,639,686
Widowed669515,17215,467,586
Divorced351529,39323,075,029
Number Of House Hold2,6753,167,345111,826,380
Average House Hold Size2.342.732.60
Medial Age41.2737.1535.46
Median House Hold Income$61,480$63,392$48,276
Average House Hold Income$75,041$83,312$63,629
P C I$32,134$30,662$24,529
M D I$51,004$52,505$41,133
A T H E$57,788$61,369$50,898
S T R7.00%7.00%—
W C J77.75%81.02%77.74%
(Zip) Code
7027

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/12/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.