CCertihomes
5 Thomas Paine Drive, Monroe, NJ 08831

$440,000

2 beds 2 baths 1,632 sqft Built 19830 days on marketActive

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$3,255/mo

Real estate (PITI + HOA + PMI)
$2,971
Principal + interest$1,996
Property tax + insurance$810
PMI / 2nd mortgage$165
Utilities
$486
Heating + cooling$110
Internet + TV + phone$158
Water + sewer + garbage$54
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$3,255/mo TLC
Budget$5,000/mo
Remaining after TLC$1,745/mo
Purchase price
$440,000
Down payment
$22,000 (5%)
Loan amount
$418,000
APR
4%

Quick facts

Type
Condo/TH
Style
Ranch
Year built
1983
Lot size
0.0002 ac
Stories
1
Heating
Heat Pump
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$4,201
MLS #
2703136R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenMicrowaveRefrigeratorWasherElectric Water Heater
Interior
BlindsSecurity SystemShades-ExistingEntrance Foyer2 BedroomsKitchenLaundry RoomLiving RoomBath FullBath MainDining RoomFamily RoomNone
Exterior
Lawn SprinklersPatioEnclosed Porch(es)
Community
Art/Craft FacilitiesBilliard RoomClubhouseNurse on PremiseOutdoor PoolFitness CenterIndoor PoolTennis Court(s)
Parking
2 Car WidthGarageAttachedGarage Door OpenerDriveway
Patio & porch
PatioEnclosed
Pool
Outdoor PoolIndoor
Kitchen
Kitchen IslandEat-in Kitchen
Dining
Living Dining ComboFormal Dining Room
Master bedroom
1st FloorFull BathWalk-In Closet(s)
Accessibility
Stall Shower
Security
Security GateSecurity System
Flooring
Carpet, Ceramic Tile, Laminate, See Remarks
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

Near Shopping, Level

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/10/2026. Provided courtesy of ERA CENTRAL LEVINSON via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.