CCertihomes
427 Prospect Avenue, Piscataway, NJ 08854

$499,900

3 beds 2 baths 1,513 sqft Built 19140 days on marketActive

About this home

Well-maintained 3-bedroom, 2-full-bath half duplex situated on a desirable corner lot with NO HOA fees! This home offers a comfortable and functional layout featuring a spacious living room, formal dining room, and eat-in kitchen. The unfinished basement provides plenty of additional storage and future possibilities. Major components have been addressed, including a roof approximately 10 years old, water heater approximately 6 years old, and furnace approximately 12 years old and serviced just 8 months ago. Additional features include public water, public sewer, gas heat, one-zone central air conditioning, a side yard, driveway easement, and off-street parking for up to 3 vehicles. Excellent location convenient to major highways, shopping, schools, and everyday amenities. Piscataway Township School District is ranked #6 among Best School Districts in Middlesex County by Niche for 2026. A great opportunity to own a spacious home with no monthly HOA fees!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$3,917/mo

Real estate (PITI + HOA + PMI)
$3,582
Principal + interest$2,267
Property tax + insurance$1,128
PMI / 2nd mortgage$187
Utilities
$579
Heating + cooling$128
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$157
$3,917/mo TLC
Budget$5,000/mo
Remaining after TLC$1,083/mo
Purchase price
$499,900
Down payment
$24,995 (5%)
Loan amount
$474,905
APR
4%

Quick facts

Type
Single Family Residence
Style
1/2 Duplex, Two Story
Year built
1914
Lot size
0.1099 ac
Stories
2
Heating
Baseboard Hotwater
Cooling
Central Air
Water
Public
HOA
Annual tax
$7,434
MLS #
2704361R
County
Middlesex

At a glance

Air conditioning
Basement

Home features

Appliances
Gas Range/OvenExhaust FanGas Water Heater
Interior
KitchenLiving RoomBath FullDining Room2 Bedrooms1 Bedroom
Exterior
CurbsSidewalk
Community
CurbsSidewalks
Parking
1 Car Width2 Cars DeepAsphaltDriveway
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Accessibility
Stall Shower
Flooring
Ceramic Tile, Vinyl-Linoleum, Wood
Roof
Asphalt
Sewer
Sewer Charge, Public Sewer
Ownership
Fee Simple

Lot features

Near Train, Corner Lot

Neighborhood — 08854

MetricThis ZIPCountyUSA
Population54,5128,832,837299,088,112
Population Change Since19909.00%14.00%20.00%
Population Density2,8541,137
Male27,2764,307,827147,432,321
Female27,2364,525,010151,655,844
Never Married13,5301,965,81163,775,926
Married23,4873,647,435123,120,365
Separated2,901391,23912,639,686
Widowed1,843515,17215,467,586
Divorced2,599529,39323,075,029
Number Of House Hold17,7183,167,345111,826,380
Average House Hold Size2.822.732.60
Medial Age33.4337.1535.46
Median House Hold Income$78,885$63,392$48,276
Average House Hold Income$87,948$83,312$63,629
P C I$30,304$30,662$24,529
M D I$63,256$52,505$41,133
A T H E$64,485$61,369$50,898
S T R7.00%7.00%
W C J79.32%81.02%77.74%
(Zip) Code
8854

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/11/2026. Provided courtesy of KELLER WILLIAMS TOWNE SQUARE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.