Closed$499,000
TLC ≈ $4,299/mo
4 2 —
408 Ford Avenue, Fords, NJ 08863
865 Birch Street, Perth Amboy, NJ 08861
$565,000
3 beds 2 baths 1,513 sqft Built 19240 days on marketActive
About this home
Welcome to this inviting one-family home in Perth Amboy! This well-appointed property offers 3 bedrooms and 2 full bathrooms, providing plenty of space and flexibility for comfortable living. The home features a finished basement and finished attic, offering valuable additional storage space. An oversized one-car garage with a convenient storage loft above provides additional parking, storage, and functionality. The spacious driveway can accommodate multiple vehicles, making parking convenient for homeowners and guests. Step outside and enjoy the fully fenced-in backyard, offering privacy and plenty of room for outdoor activities and entertaining. The backyard features an in-ground swimming pool and dedicated BBQ area. With generous indoor and outdoor living spaces, ample parking, a versatile garage, and fantastic outdoor amenities, this Perth Amboy home offers a wonderful combination of comfort, space, and functionality.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$4,416/mo
- Real estate (PITI + HOA + PMI)
- $4,089
- Utilities
- $580
- Transportation
- $145
- Other (entertainment)
- $158
Principal + interest$2,563
Property tax + insurance$1,314
PMI / 2nd mortgage$212
Heating + cooling$128
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$145
Budget$5,000/mo
Remaining after TLC$584/mo
Purchase price
$565,000
Down payment
$28,250 (5%)
Loan amount
$536,750
APR
4%
Quick facts
Type
Single Family Residence
Style
Cape Cod, Colonial
Year built
1924
Lot size
0.1148 ac
Stories
1
Heating
Baseboard
Cooling
Window Unit(s)
Water
Public
HOA
—
Annual tax
$8,959
MLS #
2704442R
County
Middlesex
At a glance
Basement
Garage (1)
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenRefrigeratorWasherGas Water Heater
Interior
2 BedroomsKitchenLiving RoomBath FullDining Room1 BedroomNone
Parking
3 Cars DeepAdditional ParkingAsphaltGarageDetached
Kitchen
Granite/Corian CountertopsBreakfast Bar
Dining
Living Dining Combo
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping, Near Public Transit
Neighborhood — 08861
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 46,782 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 20.00% | 14.00% | 20.00% |
| Population Density | 8,584 | 1,137 | — |
| Male | 23,392 | 4,307,827 | 147,432,321 |
| Female | 23,390 | 4,525,010 | 151,655,844 |
| Never Married | 12,523 | 1,965,811 | 63,775,926 |
| Married | 14,394 | 3,647,435 | 123,120,365 |
| Separated | 3,833 | 391,239 | 12,639,686 |
| Widowed | 2,051 | 515,172 | 15,467,586 |
| Divorced | 3,067 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,307 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.23 | 2.73 | 2.60 |
| Medial Age | 31.78 | 37.15 | 35.46 |
| Median House Hold Income | $41,463 | $63,392 | $48,276 |
| Average House Hold Income | $52,403 | $83,312 | $63,629 |
| P C I | $16,734 | $30,662 | $24,529 |
| M D I | $36,156 | $52,505 | $41,133 |
| A T H E | $45,041 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.27% | 81.02% | 77.74% |
(Zip) Code
8861
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 9/13/2026. Provided courtesy of UNITED R.E. OF NORTH JERSEY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.