Closed$799,999
TLC ≈ $6,118/mo
3 2 1,808 sqft
266 Orchard Avenue, Middletown, NJ 07718
35 Richard Terrace, Middletown, NJ 07748
$899,900
4 beds 3 baths 2,200 sqft Built 19530 days on marketActive
About this home
Welcome to this spacious Middletown Ranch, offering approx. 2200 sq. ft. just minutes from Downtown Red Bank, the train station (2), & Sea Streak Ferry! The inviting main level features hardwood floors, a granite and stainless kitchen, vaulted dining area, and a comfortable primary suite w/new ensuite full bath and walk-in closet. The finished lower level offers wonderful flexibility for guests or multi-generational living, w/cozy family room, built-in library, half bath, storage and wet bar. A charming cedar sunroom w/ wood burning fireplace opens to a private backyard oasis w/ heated saltwater pool, multiple patios, privacy fencing and natural gas firepit, perfect for relaxing and entertaining. New central air conditioning, pool liner and water heater (2026). Zip code for GPS is 07701
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$6,420/mo
- Real estate (PITI + HOA + PMI)
- $6,321
- Utilities
- $482
- Transportation
- $116
- Other (entertainment)
- $158
Principal + interest$4,081
Property tax + insurance$1,903
PMI / 2nd mortgage$337
Heating + cooling$104
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$116
Budget$6,920/mo
Remaining after TLC$500/mo
Purchase price
$899,900
Down payment
$44,995 (5%)
Loan amount
$854,905
APR
4%
Quick facts
Type
Single Family Residence
Style
Ranch
Year built
1953
Lot size
—
Stories
2
Heating
Baseboard, Radiant, Baseboard Hotwater
Cooling
Central Air, Ceiling Fan(s), Wall Unit(s), Window Unit(s), Attic Fan
Water
Public
HOA
—
Annual tax
$12,116
MLS #
2704581R
County
Monmouth
At a glance
Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherKitchen Exhaust FanGas Water Heater
Interior
BlindsVaulted Ceiling(s)Wet Bar1 Bedroom2 Bedrooms3 BedroomsKitchenLaundry RoomLiving RoomBath FullBath MainBath SecondDining RoomNoneFamily RoomAdditional BathAdditional BedroomOther Room(s)
Exterior
BarbecueOpen Porch(es)CurbsDeckPatioDoor(s)-Storm/ScreenScreen/Storm WindowEnclosed Porch(es)SidewalkFencing/WallYardInsulated Pane Windows
Community
CurbsSidewalks
Parking
Concrete2 Car Width2 Cars DeepGarageAttachedBuilt-In GarageDetachedGarage Door OpenerDrivewayHard Surface
Patio & porch
PorchDeckPatioEnclosed
Pool
In Ground
Fireplace
Fireplace EquipmentWood Burning
Kitchen
Granite/Corian CountertopsKitchen Exhaust FanSeparate Dining Area
Master bedroom
1st FloorFull BathWalk-In Closet(s)
Accessibility
Stall Shower
Flooring
Ceramic Tile, Wood
Roof
Fiberglass
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Irregular Lot, Wooded
Neighborhood — 07748
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 27,974 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | -1.00% | 14.00% | 20.00% |
| Population Density | 2,097 | 1,137 | — |
| Male | 13,756 | 4,307,827 | 147,432,321 |
| Female | 14,218 | 4,525,010 | 151,655,844 |
| Never Married | 4,933 | 1,965,811 | 63,775,926 |
| Married | 14,335 | 3,647,435 | 123,120,365 |
| Separated | 527 | 391,239 | 12,639,686 |
| Widowed | 1,335 | 515,172 | 15,467,586 |
| Divorced | 1,112 | 529,393 | 23,075,029 |
| Number Of House Hold | 9,518 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.94 | 2.73 | 2.60 |
| Medial Age | 39.01 | 37.15 | 35.46 |
| Median House Hold Income | $89,873 | $63,392 | $48,276 |
| Average House Hold Income | $115,064 | $83,312 | $63,629 |
| P C I | $39,213 | $30,662 | $24,529 |
| M D I | $70,765 | $52,505 | $41,133 |
| A T H E | $77,563 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.46% | 81.02% | 77.74% |
(Zip) Code
7748
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 9/15/2026. Provided courtesy of HERITAGE HOUSE SOTHEBY'S INT'L via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.