686 Charles Street, Perth Amboy, NJ 08862

$675,000

0 beds 2 baths —1 days on marketActive

About this home

Excellent Investment opportunity in a convenient location! This well maintained two family offers a combination of investment potential and comfortable living. Featuring two separate units with additional finished attic area. Generous living space and desirable outdoor area with additional 16' side yard. Close to transportation, shopping, dining. This property provides flexibility for an owner occupied, extended family, or investor.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment

$5,104/mo

Real estate (PITI + HOA + PMI): $4,832
Utilities: $612
Transportation: $140
Other (entertainment): $158

Your monthly budget

Budget$5,604/mo

Remaining after TLC$500/mo

Purchase price

$675,000

Down payment

$33,750 (5%)

Loan amount

$641,250

APR

Quick facts

Type

2 Family

Style

—

Year built

—

Lot size

—

Stories

Heating

Baseboard Cast Iron

Cooling

A/C Window Unit(s), Unit 2(A/C Unit)

Water

Public

HOA

—

Annual tax

$8,543

MLS #

2704646R

County

Middlesex

At a glance

Basement

Home features

Appliances

Water Heater(Gas)Water Heater

Interior

Unit 1(2 BedroomsKitchen1 BathLiving Room)Unit 2(3 BedroomsKitchenLiving Room)

Exterior

YardPorch

Parking

4(+)Car Parking

Patio & porch

Porch

Roof

Asphalt

Sewer

Public Sewer

Ownership

Sole Proprietorship

Lot features

Level

Map & walkability

Walk Score

See walkability, transit, and bike scores for 686 Charles Street, Perth Amboy, NJ 08862 on walkscore.com →

Open in Google Maps →

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Listing information last refreshed 9/16/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.