CCertihomes
94 luther Avenue, Perth Amboy, NJ 08861

$449,000

3 beds 1 baths 0 days on marketActive

About this home

Great opportunity for a buyer looking to make this property their own. The home is being sold strictly AS-IS. Buyer is responsible for obtaining and completing any required Certificate of Occupancy (CO), inspections, permits, and related requirements at the buyer's own expense. Seller will not make repairs or credits based on inspections. Buyer is responsible for performing their own due diligence and verifying all information with the appropriate municipality.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$5,461/mo

Real estate (PITI + HOA + PMI)
$4,807
Principal + interest$2,036
Property tax + insurance$2,603
PMI / 2nd mortgage$168
Utilities
$1,196
Heating + cooling$461
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$5,461/mo TLC
Budget$5,961/mo
Remaining after TLC$500/mo
Purchase price
$449,000
Down payment
$22,450 (5%)
Loan amount
$426,550
APR
4%

Quick facts

Type
Single Family Residence
Style
Remarks
Year built
Lot size
Stories
2
Heating
Baseboard, Radiant, Central, Forced Air
Cooling
Ceiling Fan(s), Wall Unit(s), Window Unit(s)
Water
Public
HOA
Annual tax
$6,526
MLS #
2704717R
County
Middlesex

At a glance

Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherElectric Range/OvenMicrowaveRefrigeratorRangeKitchen Exhaust FanElectric Water Heater
Interior
1 BedroomKitchenBath FullDining RoomFamily Room2 BedroomsStorageNone
Exterior
BarbecueDeckPatioYard
Parking
3 Cars DeepGarageAttachedBuilt-In GarageDetachedGarage Door OpenerDriveway
Patio & porch
DeckPatio
Kitchen
Kitchen Exhaust FanCountry KitchenPantrySeparate Dining Area
Dining
Formal Dining Room
Master bedroom
1st Floor
Flooring
Ceramic Tile, Wood
Roof
See Remarks
Sewer
Public Sewer
Ownership
See Remarks

Lot features

Near Shopping

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/19/2026. Provided courtesy of J.J. ELEK REALTY CO. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

94 luther Avenue · Perth Amboy — $449,000 · Certihomes