No photo
Closed$67,859,312
TLC ≈ $466,752/mo
0 0 56,473 sqft
234 Testing Commercial Listing Lane SE, Fords, NJ 08863
205 Water Street, Perth Amboy, NJ 08861
$624,999
3 beds 2 baths 1,863 sqft Built 19190 days on marketActive
About this home
Welcome to 205 Water Street, where classic Colonial character, modern updates and waterfront living come together in one of Perth Amboy's most distinctive locations. This beautifully renovated brick Colonial offers 3 bedrooms, 2 full bathrooms and approximately 1, 863 square feet of living space just a block from the city's historic waterfront. Step inside to a bright and inviting interior featuring beautiful flooring, generous living spaces and an updated kitchen with modern finishes. The home's thoughtful layout offers plenty of flexibility, including a family room, office space and additional areas that can easily adapt to today's lifestyle. A partially finished basement provides even more usable space for recreation, a home gym, storage or other needs. Central air and a garage complete the package. What truly separates 205 Water Street is the lifestyle outside your front door. Enjoy beautiful views of the Raritan Bay, morning or evening walks along the waterfront and convenient access to some of Perth Amboy's most recognizable waterfront destinations. The historic Raritan Yacht Club is located along Water Street, while The Armory Restaurant, known for waterfront dining and scenic views, is just moments away near the Harborside Marina. Imagine enjoying dinner along the water, watching the boats come and go, taking an evening waterfront stroll and being home within minutes. It's a setting that brings a coastal feel to everyday living while still offering the space and convenience of a full size single family home. Beautifully updated, filled with character and positioned in a location that is difficult to duplicate, 205 Water Street offers more than a home. It offers the opportunity to experience Perth Amboy waterfront living every day. Schedule your private showing today.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$4,607/mo
- Real estate (PITI + HOA + PMI)
- $4,300
- Utilities
- $584
- Transportation
- $145
- Other (entertainment)
- $158
Principal + interest$2,835
Property tax + insurance$1,231
PMI / 2nd mortgage$234
Heating + cooling$130
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$145
Budget$5,107/mo
Remaining after TLC$500/mo
Purchase price
$624,999
Down payment
$31,250 (5%)
Loan amount
$593,749
APR
4%
Quick facts
Type
Single Family Residence
Style
Colonial, Two Story
Year built
1919
Lot size
0.0367 ac
Stories
3
Heating
Central, Forced Air
Cooling
Central Air, Ceiling Fan(s), Zoned
Water
Public
HOA
—
Annual tax
$7,157
MLS #
2704716R
County
Middlesex
At a glance
Air conditioning
Basement
Garage (2)
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
High CeilingsKitchenLaundry RoomLiving RoomBath FullDining Room3 BedroomsAttic
Parking
2 Car WidthGarageAttachedBuilt-In Garage
Kitchen
Granite/Corian CountertopsKitchen Island
Dining
Living Dining Combo
Flooring
Carpet, Ceramic Tile
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping, Near Train, Corner Lot, Waterview
Neighborhood — 08861
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 46,782 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 20.00% | 14.00% | 20.00% |
| Population Density | 8,584 | 1,137 | — |
| Male | 23,392 | 4,307,827 | 147,432,321 |
| Female | 23,390 | 4,525,010 | 151,655,844 |
| Never Married | 12,523 | 1,965,811 | 63,775,926 |
| Married | 14,394 | 3,647,435 | 123,120,365 |
| Separated | 3,833 | 391,239 | 12,639,686 |
| Widowed | 2,051 | 515,172 | 15,467,586 |
| Divorced | 3,067 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,307 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.23 | 2.73 | 2.60 |
| Medial Age | 31.78 | 37.15 | 35.46 |
| Median House Hold Income | $41,463 | $63,392 | $48,276 |
| Average House Hold Income | $52,403 | $83,312 | $63,629 |
| P C I | $16,734 | $30,662 | $24,529 |
| M D I | $36,156 | $52,505 | $41,133 |
| A T H E | $45,041 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.27% | 81.02% | 77.74% |
(Zip) Code
8861
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 9/17/2026. Provided courtesy of REALTY OF AMERICA via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.