CCertihomes
509 81st Street, North Bergen, NJ 07047

$793,000

4 beds 3 baths 1,352 sqft Built 19260 days on marketActive

About this home

Charming Home in North Bergen | Prime Location & Ultimate Convenience. Welcome to 509 81st St, North Bergen, NJ, a spacious 4-bedroom, 3-bathroom residence offering the perfect blend of space, comfort, and unmatched convenience! Property Highlights: Spacious Living: Features 4 oversized bedrooms and 3 full bathrooms, offering plenty of room for living, home office setups, or hosting guests. Functional Layout: Includes a dedicated kitchen and a formal dining room designed for meals and easy entertaining. Comfort & Climate: Efficient baseboard gas heating and individual window A/C units for custom temperature control. Unbeatable Location: NYC Commuter's Dream: Commuting to New York City is effortless with quick access to nearby public transit options. Parks & Schools: Steps away from local parks, recreational areas, and local schools. Shopping & Daily Essentials: Close to popular shopping centers, neighborhood retail, and all major wholesale superstores (HUGE STORE and local supply hubs) for easy stock-ups. Buyer can install central AC as existing ductwork is there. Seller is holding a NJ RE license. Please email apnagharrealtynj@gmail.com for showings. Showing starts on 09/21/2026.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$5,678/mo

Real estate (PITI + HOA + PMI)
$5,481
Principal + interest$3,597
Property tax + insurance$1,587
PMI / 2nd mortgage$297
Utilities
$479
Heating + cooling$85
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$158
Car insurance + maintenance$158
Other (entertainment)
$143
$5,678/mo TLC
Budget$6,178/mo
Remaining after TLC$500/mo
Purchase price
$793,000
Down payment
$39,650 (5%)
Loan amount
$753,350
APR
4%

Quick facts

Type
Single Family Residence
Style
Two Story
Year built
1926
Lot size
0.0574 ac
Stories
2
Heating
Baseboard Hotwater
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$9,904
MLS #
2704923R
County
Hudson

At a glance

Basement

Home features

Appliances
Gas Range/OvenMicrowaveRefrigeratorRangeGas Water Heater
Interior
1 BedroomLiving RoomBath FullDining RoomKitchen2 Bedrooms
Exterior
BarbecuePatioStorage ShedYard
Parking
None
Patio & porch
Patio
Kitchen
Kitchen IslandEat-in Kitchen
Dining
Dining L
Master bedroom
1st Floor
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Near Train, Near Public Transit

Neighborhood — 07047

MetricThis ZIPCountyUSA
Population60,8218,832,837299,088,112
Population Change Since199021.00%14.00%20.00%
Population Density11,4941,137
Male29,1784,307,827147,432,321
Female31,6434,525,010151,655,844
Never Married14,7841,965,81163,775,926
Married22,3563,647,435123,120,365
Separated3,999391,23912,639,686
Widowed3,627515,17215,467,586
Divorced4,125529,39323,075,029
Number Of House Hold22,4303,167,345111,826,380
Average House Hold Size2.682.732.60
Medial Age36.9537.1535.46
Median House Hold Income$47,767$63,392$48,276
Average House Hold Income$61,649$83,312$63,629
P C I$23,544$30,662$24,529
M D I$40,888$52,505$41,133
A T H E$49,971$61,369$50,898
S T R7.00%7.00%
W C J75.65%81.02%77.74%
(Zip) Code
7047

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/22/2026. Provided courtesy of APNA GHAR REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

509 81st Street · North Bergen — $793,000 · Certihomes