CCertihomes
31 Saratoga Lane, Monroe, NJ 08831

$952,000

3 beds 3 baths 2,644 sqft Built 20150 days on marketActive

About this home

Welcome to this beautifully maintained home in desirable Orchard at Monroe, built in 2015 and thoughtfully extended to offer additional living space. Featuring 3 spacious bedrooms and 2.5 bathrooms and a oversized loft, this home offers a bright, inviting layout with plenty of room for comfortable living and entertaining. The spacious family room provides the perfect gathering space, while the separate dining room is ideal for hosting family and friends. The well-appointed kitchen features an oversized pantry, offering abundant storage, and a convenient mudroom adds everyday functionality. The generously sized primary suite is a true retreat, complete with a large WIC and an en-suite bathroom featuring a double vanity. Enjoy the charm of the covered front porch or unwind on the deck overlooking a tranquil water fountain. The daylight basement offers excellent potential for additional living, recreation, or storage space. Conveniently located with easy access to major highways, shopping, and everyday amenities, this home combines space, comfort, and convenience in a serene setting. A wonderful opportunity to make this Monroe home your own!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$6,959/mo

Real estate (PITI + HOA + PMI)
$6,843
Principal + interest$4,318
Property tax + insurance$2,168
PMI / 2nd mortgage$357
Utilities
$534
Heating + cooling$130
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$6,959/mo TLC
Budget$7,459/mo
Remaining after TLC$500/mo
Purchase price
$952,000
Down payment
$47,600 (5%)
Loan amount
$904,400
APR
4%

Quick facts

Type
Single Family Residence
Style
A-Frame, Two Story
Year built
2015
Lot size
0.0002 ac
Stories
2
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
—
Annual tax
$14,512
MLS #
2705339R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDisposalDryerGas Range/OvenExhaust FanMicrowaveRefrigeratorWasherKitchen Exhaust FanWater Heater
Interior
Entrance FoyerKitchenBath HalfLiving RoomDining RoomFamily Room3 BedroomsLaundry RoomBath FullLoftBath SecondNone
Exterior
DeckEnclosed Porch(es)
Community
Outdoor Pool
Parking
2 Car WidthGarageAttachedBuilt-In GarageDetachedGarage Door Opener
Patio & porch
DeckEnclosed
Pool
Outdoor Pool
Kitchen
Granite/Corian CountertopsKitchen Exhaust FanEat-in Kitchen
Dining
Formal Dining Room
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Waterview

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137—
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%—
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/1/2026. Provided courtesy of RE/MAX FIRST REALTY, INC. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

31 Saratoga Lane · Monroe — $952,000 · Certihomes