CCertihomes
31 Fourth Street, Hillsborough, NJ 08821

$334,900

2 beds 1 baths — Built 19324 days on marketActive

About this home

**Now open to all bidders**Nestled in the charming enclave of Flagtown, this 1932 diamond-in-the-rough cottage exudes timeless elegance and comfort. Set on a generous lot, this detached residence offers a unique blend of classic architectural style and serene outdoor space, perfect for those seeking a tranquil retreat. Step inside to discover a thoughtfully designed layout featuring two spacious bedrooms and a full bathroom. The cottage's inviting atmosphere is enhanced by its classic frame construction, which harmonizes with the surrounding landscape. Sold strictly AS-IS. Open to owner-occupants, government agencies and approved nonprofits during this initial bidding period. Bids are due by 10/7/2026 at 11:59 PM Central Time.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$2,875/mo

Real estate (PITI + HOA + PMI)
$2,656
Principal + interest$1,519
Property tax + insurance$1,011
PMI / 2nd mortgage$126
Utilities
$280
Heating + cooling$17
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$140
Car insurance + maintenance$140
Other (entertainment)
$130
$2,875/mo TLC
Budget$5,000/mo
Remaining after TLC$2,125/mo
Purchase price
$334,900
Down payment
$16,745 (5%)
Loan amount
$318,155
APR
4%

Quick facts

Type
Single Family Residence
Style
Other
Year built
1932
Lot size
—
Stories
1
Heating
See Remarks, Forced Air
Cooling
See Remarks
Water
Well
HOA
—
Annual tax
$7,693
MLS #
2705492R
County
Somerset

At a glance

Basement
Garage

Home features

Appliances
Electric Range/OvenRefrigerator
Interior
2 BedroomsKitchenLiving RoomBath FullAtticNone
Exterior
Open Porch(es)Storage ShedYard
Parking
1 Car WidthDetached
Patio & porch
Porch
Kitchen
Not Eat-in Kitchen
Flooring
Carpet, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

See Remarks

Map & walkability

Open in Google Maps →

Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/28/2026. Provided courtesy of SBR REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.