Closed$2,275
TLC ≈ $268/mo
1 1 958 sqft
396 Main Street #A, Metuchen, NJ 08849
21 McGuire Street, Metuchen, NJ 08840
$549,000
4 beds 1 baths 1,282 sqft Built 19460 days on marketActive
About this home
Freshly updated and beautifully maintained, this charming Cape Cod/Split-Level offers four bedrooms, flexible living space, and an inviting outdoor retreat. Newly refinished hardwood floors and fresh paint in the three main bedrooms enhance the home's bright, refreshed presentation, while the fourth bedroom features new paint and carpeting. A spacious living room with a stone fireplace brings classic character, and the updated kitchen offers white cabinetry, a subway tile backsplash, stainless steel appliances, and generous counter space. The fourth bedroom occupies its own upper level alongside a large attic area providing abundant storage. The finished basement, renovated in 2018, adds recreation space, a bonus room, laundry, and storage. Major improvements include a sewer line replacement in 2018, roof replacement in 2017, and multiple mini-split units installed in 2022. The owners report that the mini-splits provide most of their heating and cooling, with limited use of the oil heat. Outside, enjoy a fenced backyard with mature shade trees, thoughtfully curated perennial flowers and shrubs, a covered porch, and an expansive paver patio. An attached garage and paved driveway add convenience. Ideally situated near Menlo Park Mall, Metropark and NJ Transit, major highways, shopping, restaurants, parks, and schools, this home combines welcoming character, recent improvements, and an excellent commuter location.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$4,299/mo
- Real estate (PITI + HOA + PMI)
- $4,009
- Utilities
- $527
- Transportation
- $129
- Other (entertainment)
- $157
Principal + interest$2,490
Property tax + insurance$1,313
PMI / 2nd mortgage$206
Heating + cooling$102
Internet + TV + phone$157
Water + sewer + garbage$58
Car insurance + maintenance$129
Budget$5,000/mo
Remaining after TLC$701/mo
Purchase price
$549,000
Down payment
$27,450 (5%)
Loan amount
$521,550
APR
4%
Quick facts
Type
Single Family Residence
Style
Cape Cod, Split Level
Year built
1946
Lot size
0.1194 ac
Stories
1
Heating
Zoned, Baseboard
Cooling
Wall Unit(s)
Water
Public
HOA
—
Annual tax
$9,239
MLS #
2705522R
County
Middlesex
At a glance
Fireplace
Basement
Garage (1)
Dishwasher
Home features
Appliances
DishwasherDryerElectric Range/OvenRefrigeratorRangeWasherWater Heater
Interior
3 BedroomsKitchenLiving RoomDining Room1 BedroomAtticStorageOther Room(s)
Exterior
Open Porch(es)DeckPatioEnclosed Porch(es)Fencing/Wall
Parking
1 Car WidthAsphaltGarageAttachedBuilt-In GarageDriveway
Patio & porch
PorchDeckPatioEnclosed
Pool
None
Fireplace
Wood Burning
Kitchen
Granite/Corian CountertopsNot Eat-in Kitchen
Dining
Living Dining Combo
Master bedroom
1st Floor
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Level
Neighborhood — 08840
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 12,505 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 8.00% | 14.00% | 20.00% |
| Population Density | 3,973 | 1,137 | — |
| Male | 6,148 | 4,307,827 | 147,432,321 |
| Female | 6,357 | 4,525,010 | 151,655,844 |
| Never Married | 2,409 | 1,965,811 | 63,775,926 |
| Married | 5,962 | 3,647,435 | 123,120,365 |
| Separated | 248 | 391,239 | 12,639,686 |
| Widowed | 685 | 515,172 | 15,467,586 |
| Divorced | 714 | 529,393 | 23,075,029 |
| Number Of House Hold | 4,638 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.69 | 2.73 | 2.60 |
| Medial Age | 38.83 | 37.15 | 35.46 |
| Median House Hold Income | $91,148 | $63,392 | $48,276 |
| Average House Hold Income | $116,452 | $83,312 | $63,629 |
| P C I | $43,580 | $30,662 | $24,529 |
| M D I | $71,699 | $52,505 | $41,133 |
| A T H E | $78,902 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 78.69% | 81.02% | 77.74% |
(Zip) Code
8840
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 10/1/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.