CCertihomes
353 Main Street, Spotswood, NJ 08884

$490,000

0 beds 2 baths 1,615 sqft Built 19330 days on marketActive

About this home

Well kept centrally located income generating property in heart of Spotswood business district. Currently main level has two offices (total ~450 sqft) owner occupied (attorney), and lower level has reception area, 1/2 bath and large office Tenant occupied (Realtor). Top floor has two offices (total of 500 Sqft), half bath and pantry area that are vacant and potential for additional income. Building comes with 14 parking spaces. Minutes from RT 18. See pictures for detail.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,242/mo

Real estate (PITI + HOA + PMI)
$3,923
Principal + interest$2,222
Property tax + insurance$1,517
PMI / 2nd mortgage$184
Utilities
$544
Heating + cooling$110
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,242/mo TLC
Budget$5,000/mo
Remaining after TLC$758/mo
Purchase price
$490,000
Down payment
$24,500 (5%)
Loan amount
$465,500
APR
4%

Quick facts

Type
Investment
Style
—
Year built
1933
Lot size
0.2295 ac
Stories
3
Heating
Electric, See Remarks, Forced Air
Cooling
Central Air, A/C Central - Some, Window Unit(s)
Water
Public
HOA
—
Annual tax
$12,161
MLS #
2705747R
County
Middlesex

At a glance

Air conditioning

Home features

Interior
Paneling
Parking
On SitePaved
Flooring
Carpet, Ceramic Tile, See Remarks, Wood, Paneling
Roof
Composition
Sewer
Public Sewer

Lot features

Near Public Transit, Near Shopping, Business District, Commercial Area

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137—
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%—
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/5/2026. Provided courtesy of MID-STATE REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.