Closed$485,000
TLC ≈ $3,940/mo
3 2 1,417 sqft
1246 Florence Avenue, Union Beach, NJ 07735
181 Hilltop Boulevard, Keyport, NJ 07735
$449,000
3 beds 3 baths 1,200 sqft Built 19404 days on marketActive
About this home
Fully renovated and move in ready in Old Bridge's Cliffwood Beach section. This 3 bedroom, 3 full bath home offers a smart layout with two bedrooms and two full baths on the main level, plus a bright living room and updated eat in kitchen with quartz counters, stainless steel appliances and modern cabinetry. The finished lower level adds a third bedroom, full bath, large family or recreation room and laundry area, giving you flexible space for everyday living. Outside, enjoy a fenced yard, long driveway and detached 2 car garage with plenty of room for storage or a workshop. Close to the Raritan Bay waterfront, Pirate's Cove at Old Bridge Waterfront Park, shopping, Route 35 and the Garden State Parkway. Everything is done. Just unpack and enjoy.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$3,318/mo
- Real estate (PITI + HOA + PMI)
- $3,082
- Utilities
- $433
- Transportation
- $116
- Other (entertainment)
- $143
Principal + interest$2,036
Property tax + insurance$878
PMI / 2nd mortgage$168
Heating + cooling$87
Internet + TV + phone$143
Water + sewer + garbage$58
Car insurance + maintenance$116
Budget$5,000/mo
Remaining after TLC$1,682/mo
Purchase price
$449,000
Down payment
$22,450 (5%)
Loan amount
$426,550
APR
4%
Quick facts
Type
Single Family Residence
Style
Bungalow, Bi-Level
Year built
1940
Lot size
—
Stories
1
Heating
Forced Air
Cooling
Zoned
Water
Public
HOA
—
Annual tax
$5,139
MLS #
2705768R
County
Middlesex
At a glance
Basement
Garage (2)
Home features
Appliances
Gas Range/OvenRefrigeratorGas Water HeaterElectric Water Heater
Interior
2 Bedrooms1 BedroomNone
Exterior
Yard
Parking
1 Car WidthGarageDetached
Pool
None
Kitchen
Eat-in Kitchen
Accessibility
Ramp(s)
Flooring
Carpet
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Level
Neighborhood — 07735
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 21,035 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 4.00% | 14.00% | 20.00% |
| Population Density | 3,828 | 1,137 | — |
| Male | 10,429 | 4,307,827 | 147,432,321 |
| Female | 10,606 | 4,525,010 | 151,655,844 |
| Never Married | 4,697 | 1,965,811 | 63,775,926 |
| Married | 8,422 | 3,647,435 | 123,120,365 |
| Separated | 715 | 391,239 | 12,639,686 |
| Widowed | 1,466 | 515,172 | 15,467,586 |
| Divorced | 1,565 | 529,393 | 23,075,029 |
| Number Of House Hold | 7,545 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.75 | 2.73 | 2.60 |
| Medial Age | 36.52 | 37.15 | 35.46 |
| Median House Hold Income | $60,438 | $63,392 | $48,276 |
| Average House Hold Income | $69,301 | $83,312 | $63,629 |
| P C I | $25,280 | $30,662 | $24,529 |
| M D I | $50,101 | $52,505 | $41,133 |
| A T H E | $54,624 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 75.92% | 81.02% | 77.74% |
(Zip) Code
7735
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 10/2/2026. Provided courtesy of VRI HOMES via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.