CCertihomes
76 Stream Bank Drive, NJ 07728

$1,399,999

4 beds 5 baths 5,043 sqft Built 20050 days on marketActive

About this home

Welcome to this impressive custom Colonial situated on nearly an acre in one of Freehold's most desirable locations. Offering over 5, 000 square feet of living space, this 4-bedroom, 4.5-bath residence combines elegance, comfort, and convenience. The grand two-story foyer showcases a dramatic imperial staircase, while spacious formal living and dining rooms create the perfect setting for entertaining. The gourmet kitchen features granite countertops, a center island, pantry, and ample cabinetry, opening to a warm and inviting family room with fireplace. The luxurious primary suite offers a private sitting area, walk-in closets, and a spa-inspired bath with dual vanities, soaking tub, and separate shower. Additional highlights include high ceilings, central vacuum, full basement with abundant storage and workshop potential, and a 3-car attached garage. Set on a beautifully sized corner lot of approximately 0.93 acres, this home provides the ideal balance of privacy and accessibility, with easy access to shopping, dining, beaches, and major commuter routes to New York City and Philadelphia. A rare opportunity to own a spacious luxury home in a sought-after Freehold location. Key Features: 4 Bedrooms | 4.5 Bathrooms Approx. 5, 043 Sq Ft Nearly 1-acre lot (0.93 acres) Grand imperial staircase Gourmet kitchen with center island & granite counters Family room with fireplace Luxurious primary suite with sitting area Full basement Central vacuum system 3-car attached garage

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$10,200/mo

Real estate (PITI + HOA + PMI)
$10,208
Principal + interest$6,350
Property tax + insurance$3,333
PMI / 2nd mortgage$525
Utilities
$572
Heating + cooling$124
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$10,200/mo TLC
Budget$10,700/mo
Remaining after TLC$500/mo
Purchase price
$1,399,999
Down payment
$70,000 (5%)
Loan amount
$1,329,999
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial, Development Home
Year built
2005
Lot size
0.926 ac
Stories
2
Heating
Central
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$22,503
MLS #
2770688M
County
Monmouth

At a glance

Air conditioning
Fireplace
Basement
Garage (3)
Dishwasher

Home features

Appliances
DishwasherGas Range/OvenMicrowaveRefrigerator
Interior
Dining RoomBath HalfFamily RoomEntrance FoyerKitchenLaundry RoomLibrary/OfficeLiving Room4 BedroomsBath MainBath SecondBath FullBath ThirdNone
Parking
3 Cars DeepAttached
Kitchen
Breakfast BarKitchen IslandEat-in KitchenGranite/Corian CountertopsPantrySeparate Dining Area
Dining
Formal Dining Room
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 07728

MetricThis ZIPCountyUSA
Population61,3458,832,837299,088,112
Population Change Since199035.00%14.00%20.00%
Population Density1,0391,137—
Male30,4604,307,827147,432,321
Female30,8854,525,010151,655,844
Never Married10,9951,965,81163,775,926
Married28,5723,647,435123,120,365
Separated1,804391,23912,639,686
Widowed3,209515,17215,467,586
Divorced3,270529,39323,075,029
Number Of House Hold20,7133,167,345111,826,380
Average House Hold Size2.932.732.60
Medial Age36.4537.1535.46
Median House Hold Income$78,758$63,392$48,276
Average House Hold Income$95,211$83,312$63,629
P C I$32,701$30,662$24,529
M D I$63,163$52,505$41,133
A T H E$67,579$61,369$50,898
S T R7.00%7.00%—
W C J81.42%81.02%77.74%
(Zip) Code
7728

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/17/2026. Provided courtesy of HAINES REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

76 Stream Bank Drive — $1,399,999 · Certihomes