CCertihomes
432 1st Street, Dunellen, NJ 08812

$525,200

3 beds 3 baths — Built 19130 days on marketActive

About this home

Welcome Home to this Charming Colonial Home: The journey begins on the enclosed front porch a versatile, sun-soaked space perfect for morning coffee or a quiet afternoon read, no matter the season, Inside, the home feels warm and inviting, featuring three bedrooms plus 2 1/2 bathrooms, Under the carpet is original hardwood floors are waiting just beneath the surface, ready to be polished and showcased. The layout is practical and spacious, complemented by a full basement that includes a finished area ideal for a office, hobby room, or organized storage. The backyard is a true destination of its own. Imagine hosting summer gatherings on the expansive two-tier deck or taking a dip in the above-ground pool, which features a brand-new liner. The outdoor experience is elevated by a built-in bar attached to the detached garage, creating the perfect atmosphere for weekend entertaining. The garage itself offers plenty of room for a vehicle, with the added bonus of loft storage above. Situated with easy access to major highways and a variety of local shopping and dining options, this home offers the perfect balance of a private retreat and everyday convenience.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,386/mo

Real estate (PITI + HOA + PMI)
$4,064
Principal + interest$2,382
Property tax + insurance$1,485
PMI / 2nd mortgage$197
Utilities
$603
Heating + cooling$147
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$121
Car insurance + maintenance$121
Other (entertainment)
$143
$4,386/mo TLC
Budget$5,000/mo
Remaining after TLC$614/mo
Purchase price
$525,200
Down payment
$26,260 (5%)
Loan amount
$498,940
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1913
Lot size
0.1722 ac
Stories
2
Heating
Radiators-Steam
Cooling
Ceiling Fan(s), Window Unit(s)
Water
Public
HOA
—
Annual tax
$11,138
MLS #
2706250R
County
Middlesex

At a glance

Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherGas Range/OvenRefrigeratorGas Water Heater
Interior
BlindsEntrance FoyerKitchenBath HalfLiving RoomDining Room3 BedroomsBath FullOther Room(s)AtticStorage
Exterior
CurbsDeckEnclosed Porch(es)SidewalkFencing/WallYard
Community
CurbsSidewalks
Parking
1 Car WidthConcreteGarageDetached
Patio & porch
DeckEnclosed
Pool
Above Ground
Kitchen
Pantry
Dining
Formal Dining Room
Flooring
Carpet, Wood, Vinyl-Linoleum
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08812

MetricThis ZIPCountyUSA
Population17,3088,832,837299,088,112
Population Change Since199014.00%14.00%20.00%
Population Density3,3671,137—
Male8,5504,307,827147,432,321
Female8,7584,525,010151,655,844
Never Married3,5511,965,81163,775,926
Married7,4023,647,435123,120,365
Separated720391,23912,639,686
Widowed877515,17215,467,586
Divorced1,109529,39323,075,029
Number Of House Hold5,9263,167,345111,826,380
Average House Hold Size2.852.732.60
Medial Age36.8137.1535.46
Median House Hold Income$70,788$63,392$48,276
Average House Hold Income$86,035$83,312$63,629
P C I$30,898$30,662$24,529
M D I$57,699$52,505$41,133
A T H E$63,030$61,369$50,898
S T R—7.00%—
W C J79.67%81.02%77.74%
(Zip) Code
8812

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/14/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

432 1st Street · Dunellen — $525,200 · Certihomes