CCertihomes
42 Cottage Street, Millville, NJ 08332

$349,745

2 beds 2 baths — Built 20224 days on marketActive

About this home

Welcome to 42 Cottage Street, located in the desirable Four Seasons at Millville, an adult community! This inviting 2-bedroom, 2-bath ranch offers comfortable one-level living with a bright, open floor plan designed for both everyday living and entertaining. The spacious living area flows seamlessly into the kitchen, where you'll find beautiful countertops, stainless steel appliances, a stylish backsplash and a center island with additional seating and workspace. Recessed lighting and warm flooring carry throughout the main living areas, creating a fresh and welcoming feel. Both bedrooms are conveniently located on the main level, along with two full baths and main-floor laundryeverything you need is right at your fingertips. Step outside to the deck, a great spot to enjoy your morning coffee, relax with a good book or unwind at the end of the day. Need more space? The full unfinished basement offers plenty of room for storage and exciting possibilities for future use. An attached two-car garage adds even more everyday convenience. Enjoy low-maintenance living and all that the Four Seasons at Millville community has to offer. Whether you're looking to simplify, downsize or just enjoy a more carefree lifestyle, 42 Cottage Street is ready to welcome you home!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$2,580/mo

Real estate (PITI + HOA + PMI)
$2,220
Principal + interest$1,586
Property tax + insurance$503
PMI / 2nd mortgage$131
Utilities
$528
Heating + cooling$102
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$123
Car insurance + maintenance$123
Other (entertainment)
$158
$2,580/mo TLC
Budget$5,000/mo
Remaining after TLC$2,420/mo
Purchase price
$349,745
Down payment
$17,487 (5%)
Loan amount
$332,258
APR
4%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
2022
Lot size
0.1515 ac
Stories
1
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$1,326
MLS #
2706263R
County
Cumberland

At a glance

Air conditioning
Basement
Garage
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
2 BedroomsKitchenLiving RoomDining RoomNone
Exterior
Deck
Parking
2 Car WidthAttachedBuilt-In Garage
Patio & porch
Deck
Kitchen
Kitchen Island
Dining
Formal Dining Room
Flooring
Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Interior Lot

Neighborhood — 08332

MetricThis ZIPCountyUSA
Population41,5368,832,837299,088,112
Population Change Since199013.00%14.00%20.00%
Population Density2541,137—
Male20,8274,307,827147,432,321
Female20,7094,525,010151,655,844
Never Married9,7801,965,81163,775,926
Married15,1463,647,435123,120,365
Separated2,133391,23912,639,686
Widowed2,439515,17215,467,586
Divorced3,228529,39323,075,029
Number Of House Hold12,2123,167,345111,826,380
Average House Hold Size3.212.732.60
Medial Age34.9037.1535.46
Median House Hold Income$46,160$63,392$48,276
Average House Hold Income$54,044$83,312$63,629
P C I$16,958$30,662$24,529
M D I$39,606$52,505$41,133
A T H E$45,964$61,369$50,898
S T R7.00%7.00%—
W C J72.38%81.02%77.74%
(Zip) Code
8332

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/10/2026. Provided courtesy of RE/MAX WELCOME HOME via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.