CCertihomes
20 William Street, Spotswood, NJ 08884

$615,000

4 beds 3 baths — Built 19534 days on marketActive

About this home

Buyer to independently verify lot boundaries, ownership, zoning, subdivision eligibility, permitted uses, buildability, utilities, all require municipal approvals. No representation is made that an additional lot is independently buildable or saleable. On street parking close to front curb available

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,764/mo

Real estate (PITI + HOA + PMI)
$4,537
Principal + interest$2,789
Property tax + insurance$1,517
PMI / 2nd mortgage$231
Utilities
$504
Heating + cooling$115
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,764/mo TLC
Budget$5,264/mo
Remaining after TLC$500/mo
Purchase price
$615,000
Down payment
$30,750 (5%)
Loan amount
$584,250
APR
4%

Quick facts

Type
Single Family Residence
Style
Cape Cod, Two Story
Year built
1953
Lot size
—
Stories
2
Heating
Baseboard, Radiant
Cooling
Wall Unit(s), None
Water
Public
HOA
—
Annual tax
$10,628
MLS #
2706388R
County
Middlesex

At a glance

Basement

Home features

Appliances
Gas Range/OvenExhaust FanRefrigeratorKitchen Exhaust FanGas Water Heater
Interior
KitchenLiving RoomBath FullDining Room1 Bedroom2 Bedrooms3 Bedrooms4 BedroomsAttic
Exterior
Open Porch(es)Enclosed Porch(es)Fencing/WallStorage ShedYard
Parking
On Street
Patio & porch
PorchEnclosed
Kitchen
Kitchen Exhaust FanCountry KitchenEat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Master bedroom
Full Bath
Accessibility
Stall Shower
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Possible Subdivision, Dead - End Street, Wooded

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137—
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%—
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/16/2026. Provided courtesy of KELLER WILLIAMS ELITE REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.