CCertihomes
256 Harding Road, South Amboy, NJ 08879

$320,000

2 beds 1 baths — Built 19402 days on marketActive

About this home

Welcome to this adorable two-bedroom Old Bridge ranch offering cozy charm and incredible versatility! The lovely exterior features crisp siding and tidy front landscaping. Inside, the home is filled with natural light, highlighting warm color tones, stylish ceiling fans. The efficient eat-in kitchen is bright and sufficient while both bedrooms serve as comfortable, restful retreats. A major highlight of this property is the attached garage, and a back bonus room offering fantastic flex space for a dedicated home office, private gym, or extra storage. Move-in ready and full of potential, this home is a fantastic find in a great bay front development with playground, path along the bay, bring a book to the gazebo along the waterfront, fishing piers and tables for lunch. Deli and pharmacy around the corner.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$2,644/mo

Real estate (PITI + HOA + PMI)
$2,301
Principal + interest$1,451
Property tax + insurance$730
PMI / 2nd mortgage$120
Utilities
$493
Heating + cooling$92
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$120
Car insurance + maintenance$120
Other (entertainment)
$143
$2,644/mo TLC
Budget$5,000/mo
Remaining after TLC$2,356/mo
Purchase price
$320,000
Down payment
$16,000 (5%)
Loan amount
$304,000
APR
4%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1940
Lot size
0.0826 ac
Stories
1
Heating
Baseboard
Cooling
Ceiling Fan(s), A/C Central - Some
Water
Public
HOA
—
Annual tax
$4,625
MLS #
2706477R
County
Middlesex

At a glance

Basement
Garage (1)

Home features

Appliances
Electric Range/OvenRefrigeratorGas Water Heater
Interior
2 BedroomsKitchenAtticLiving RoomOther Room(s)Unfinished/Other RoomNone
Exterior
Fencing/WallYard
Parking
1 Car WidthGarageAttached
Kitchen
Eat-in KitchenGalley Type
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Near Train, Near Public Transit

Neighborhood — 08879

MetricThis ZIPCountyUSA
Population16,1528,832,837299,088,112
Population Change Since19904.00%14.00%20.00%
Population Density1,9391,137—
Male8,0324,307,827147,432,321
Female8,1214,525,010151,655,844
Never Married3,6091,965,81163,775,926
Married6,4923,647,435123,120,365
Separated552391,23912,639,686
Widowed1,045515,17215,467,586
Divorced1,224529,39323,075,029
Number Of House Hold5,9813,167,345111,826,380
Average House Hold Size2.682.732.60
Medial Age37.1137.1535.46
Median House Hold Income$60,229$63,392$48,276
Average House Hold Income$68,862$83,312$63,629
P C I$25,517$30,662$24,529
M D I$49,839$52,505$41,133
A T H E$54,454$61,369$50,898
S T R7.00%7.00%—
W C J81.61%81.02%77.74%
(Zip) Code
8879

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/18/2026. Provided courtesy of C21 CHARLES SMITH AGENCY, INC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

256 Harding Road · South Amboy — $320,000 · Certihomes