CCertihomes
45 Independence Drive, Monroe, NJ 08831

$849,900

3 beds 3 baths 2,757 sqft Built 20163 days on marketActive

About this home

Beautifully maintained 10 year old home offering 2, 757 square feet with 3 bedrooms and 3 baths in the desirable Four Seasons at Monroe, a premier 55+ community with resort-style living. Residents enjoy a clubhouse, fitness center, swimming pool, tennis and bocce courts, hiking trails, and a full calendar of community events. Professional landscaping with front and rear outdoor lighting, paver walkways, a portico patio, and a covered patio with ceiling fan and outdoor TV. Open living room features soaring 12-foot ceilings, hardwood floors on the first floor, and carpeting upstairs. The gourmet kitchen includes upgraded 42-inch cabinets, an oversized granite center island with hanging three-light pendant, granite countertops, glass backsplash, oversized sink with garbage disposal and soap dispenser, and stainless-steel appliances including a three-year-old dishwasher, stovetop, counter oven, built-in microwave, and range hood. Recessed lighting throughout. Crown molding in the entry foyer, kitchen and family room, Chair Rail molding in Dining room, plus coffered ceilings in the master bedroom. Family room offers a full wall of built-in cabinets with glass shelving and dry bar. Custom Hunter Douglas window treatments. Primary bedroom includes a professional closet organizer and full bath. All three full baths feature granite finishes, with the hall bath upgraded to include a glass slider shower door, updated mirror, lighting, and cabinetry. Three-car garage with shelving, newer fully insulated garage door with opener and keypad, and fully insulated storm door. This exceptional home combines quality craftsmanship and thoughtful upgrades throughout. A MUST SEE!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$6,356/mo

Real estate (PITI + HOA + PMI)
$6,152
Principal + interest$3,855
Property tax + insurance$1,978
PMI / 2nd mortgage$319
Utilities
$584
Heating + cooling$130
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$6,356/mo TLC
Budget$6,856/mo
Remaining after TLC$500/mo
Purchase price
$849,900
Down payment
$42,495 (5%)
Loan amount
$807,405
APR
4%

Quick facts

Type
Single Family Residence
Style
Traditional
Year built
2016
Lot size
0.172 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$13,260
MLS #
2706635R
County
Middlesex

At a glance

Air conditioning
Garage (3)
Dishwasher

Home features

Appliances
DishwasherDisposalDryerExhaust FanMicrowaveRangeTrash CompactorOvenWasherKitchen Exhaust FanGas Water Heater
Interior
Drapes-See RemarksDry BarHigh Ceilings1 BedroomEntrance FoyerKitchenLiving RoomBath FullDining Room2 BedroomsBath SecondNoneBath Third
Exterior
BarbecueOpen Porch(es)DeckPatioDoor(s)-Storm/ScreenScreen/Storm WindowSidewalkStorage ShedYard
Community
ClubhouseOutdoor PoolFitness CenterIndoor PoolSidewalks
Parking
3 Cars DeepAsphaltGarageAttachedGarage Door Opener
Patio & porch
PorchDeckPatio
Pool
Outdoor PoolIndoorIn Ground
Kitchen
Granite/Corian CountertopsKitchen Exhaust FanKitchen IslandPantryEat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Master bedroom
1st FloorTwo SinksFull BathWalk-In Closet(s)
Flooring
Carpet, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137—
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%—
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/21/2026. Provided courtesy of CENTURY 21 ABRAMS & ASSOCIATES via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

45 Independence Drive · Monroe — $849,900 · Certihomes