CCertihomes
227 Prospect Street, South River, NJ 08882

$450,000

3 beds 2 baths 1,406 sqft Built 19100 days on marketActive

About this home

Welcome to this bright and inviting 3-bedroom, 1.5-bath classic colonial home offering timeless character, versatile living space, and fantastic outdoor amenities. Nestled in a desirable neighborhood, this property combines comfortable everyday living with exceptional convenience. Step inside to discover a bright and functional main level designed for easy everyday living and entertaining. The spacious eat-in kitchen features rich wood cabinetry, ample counter space, appliances, and a seamless flow into a warm dining atmosphere. A dedicated formal dining roomhighlighted by beautiful natural light from a charming bay window configurationflows effortlessly into the inviting living room, creating an open and welcoming layout for function and entertaining. A convenient powder room on the main level adds everyday practicality and easy access when entertaining outside. Upstairs, the home features 3 generously sized bedrooms with wood engineered flooring and a well-appointed full bathroom equipped with a shower and tub combination. A standout feature is the detached oversized 2-car garage, which provides secure off-street parking, extra storage space, or a fantastic setup for hobbies and workshop needs. The full basement offers abundant storage potential, laundry facilities, and endless possibilities to customize into a home gym, recreation room, or workshop to suit your lifestyle. Set on a desirable corner lot, the property features a private green space ideal for relaxing, gardening, or weekend activities, offering enhanced privacy and curb appeal. Conveniently located close to local parks, schools, shopping, and dining, with easy access to major highways and public transit options for effortless commuting. Don't miss the opportunity to make this wonderful house your home!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$3,585/mo

Real estate (PITI + HOA + PMI)
$3,232
Principal + interest$2,041
Property tax + insurance$1,022
PMI / 2nd mortgage$169
Utilities
$582
Heating + cooling$129
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$3,585/mo TLC
Budget$5,000/mo
Remaining after TLC$1,415/mo
Purchase price
$450,000
Down payment
$22,500 (5%)
Loan amount
$427,500
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1910
Lot size
0.1205 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$6,729
MLS #
2706712R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherGas Range/OvenMicrowaveRefrigeratorGas Water Heater
Interior
Entrance FoyerKitchenLiving RoomBath FullDining Room3 BedroomsBath MainAttic
Parking
Concrete2 Car WidthGarageDetachedOn Site
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08882

MetricThis ZIPCountyUSA
Population13,0678,832,837299,088,112
Population Change Since199012.00%14.00%20.00%
Population Density4,5341,137—
Male6,4994,307,827147,432,321
Female6,5684,525,010151,655,844
Never Married2,9481,965,81163,775,926
Married5,6283,647,435123,120,365
Separated407391,23912,639,686
Widowed687515,17215,467,586
Divorced792529,39323,075,029
Number Of House Hold4,7773,167,345111,826,380
Average House Hold Size2.732.732.60
Medial Age36.1537.1535.46
Median House Hold Income$57,692$63,392$48,276
Average House Hold Income$65,642$83,312$63,629
P C I$24,056$30,662$24,529
M D I$48,231$52,505$41,133
A T H E$52,683$61,369$50,898
S T R7.00%7.00%—
W C J75.36%81.02%77.74%
(Zip) Code
8882

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/22/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

227 Prospect Street · South River — $450,000 · Certihomes