CCertihomes
16 Cardinal Lane, Howell, NJ 07731

$399,800

3 beds 2 baths — Built 19780 days on marketActive

About this home

Welcome to 16 Cardinal Lane in Howell! This charming 3-bedroom, 1.5-bath townhouse-style home offers comfortable living across two levels. The main floor features a spacious living room, dedicated dining area, functional kitchen, convenient powder room and laundry area. Sliding glass doors lead to an outdoor patio, perfect for relaxing or entertaining. Upstairs, you'll find three generously sized bedrooms, including a primary bedroom and a full bathroom. Additional highlights include central air conditioning and an attached one-car garage. Enjoy low-maintenance living with access to community amenities, including a swimming pool, clubhouse, basketball courts and tennis courts. Conveniently located near shopping, dining and major roadways!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$3,181/mo

Real estate (PITI + HOA + PMI)
$2,925
Principal + interest$1,813
Property tax + insurance$962
PMI / 2nd mortgage$150
Utilities
$409
Heating + cooling$75
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$130
Car insurance + maintenance$130
Other (entertainment)
$143
$3,181/mo TLC
Budget$5,000/mo
Remaining after TLC$1,819/mo
Purchase price
$399,800
Down payment
$19,990 (5%)
Loan amount
$379,810
APR
4%

Quick facts

Type
Condo/TH
Style
Two Story
Year built
1978
Lot size
—
Stories
2
Heating
Electric
Cooling
Central Air
Water
Public
HOA
—
Annual tax
—
MLS #
2706644R
County
Monmouth

At a glance

Air conditioning
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerRefrigeratorWasherElectric Water Heater
Interior
Entrance FoyerKitchenLaundry RoomBath HalfLiving RoomDining Room3 BedroomsBath FullNone
Parking
1 Car WidthGarageBuilt-In GarageDetached
Kitchen
Separate Dining AreaGalley Type
Dining
Formal Dining Room
Flooring
See Remarks
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

Near Shopping, Interior Lot, Level

Neighborhood — 07731

MetricThis ZIPCountyUSA
Population34,5328,832,837299,088,112
Population Change Since199029.00%14.00%20.00%
Population Density1,0181,137—
Male17,1374,307,827147,432,321
Female17,3964,525,010151,655,844
Never Married5,6611,965,81163,775,926
Married17,5853,647,435123,120,365
Separated522391,23912,639,686
Widowed1,267515,17215,467,586
Divorced1,329529,39323,075,029
Number Of House Hold10,7993,167,345111,826,380
Average House Hold Size3.192.732.60
Medial Age36.1237.1535.46
Median House Hold Income$89,638$63,392$48,276
Average House Hold Income$95,310$83,312$63,629
P C I$30,240$30,662$24,529
M D I$70,642$52,505$41,133
A T H E$68,601$61,369$50,898
S T R7.00%7.00%—
W C J80.49%81.02%77.74%
(Zip) Code
7731

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/22/2026. Provided courtesy of KELLER WILLIAMS EAST MONMOUTH via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

16 Cardinal Lane · Howell — $399,800 · Certihomes