CCertihomes
104 Catalpa Avenue, Perth Amboy, NJ 08861

$555,000

0 beds 2 baths 2,152 sqft Built 18990 days on marketActive

About this home

Great opportunity for homeowners and investors alike! This well maintained two family home in Perth Amboy features two spacious apartments, each offering 3 bedrooms. The first-floor apartment has been recently remodeled, providing a fresh, updated living space. Both units are in good condition and have been cared for over the years. The property features separate gas and electric meters for added convenience. Ideally located just two blocks from the waterfront, with easy access to local shopping, restaurants, transportation, and major roadways. A fantastic opportunity to own a versatile income producing property in a growing and vibrant waterfront community. Don't miss out!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,415/mo

Real estate (PITI + HOA + PMI)
$4,065
Principal + interest$2,517
Property tax + insurance$1,340
PMI / 2nd mortgage$208
Utilities
$618
Heating + cooling$147
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$4,415/mo TLC
Budget$5,000/mo
Remaining after TLC$585/mo
Purchase price
$555,000
Down payment
$27,750 (5%)
Loan amount
$527,250
APR
4%

Quick facts

Type
2 Family
Style
—
Year built
1899
Lot size
0.0617 ac
Stories
2
Heating
Radiators-Hot Water
Cooling
None
Water
Public
HOA
—
Annual tax
$9,064
MLS #
2706760R
County
Middlesex

At a glance

Basement
Waterfront

Home features

Appliances
Water Heater(ElectricGas)Water Heater
Interior
Unit 1(3 BedroomsKitchen1 BathLiving Room)Unit 2(3 BedroomsKitchen1 BathLiving Room)
Exterior
DeckPorch
Patio & porch
DeckPorch
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Near Train, Waterfront

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137—
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%—
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/29/2026. Provided courtesy of UNITED R.E. OF NORTH JERSEY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

104 Catalpa Avenue · Perth Amboy — $555,000 · Certihomes