CCertihomes
12 White Street, Middletown, NJ 07748

$670,000

4 beds 2 baths — Built 19390 days on marketActive

About this home

A beautiful home on a cul de sac street with many brand new features done in 2025 and 2026 offering 4 bedrooms, 2 full baths, dining room, living room, a huge kitchen, a sunny and bright front porch and a lovely wrap around window sunroom in the back. Welcome to this home with a long list of brand new features. You are greeted to a custom paver walkway into the enclosed front porch with wrap around brand new windows. A grand entrance to this enormous size living/dining room with high ceiling and a cozy fireplace. A brand new gourmet, Michelin style brand new kitchen with elegant real wood custom cabinets, quartz backsplash, quartz countertops, pantry and high end LG appliance package. An extra long and wide countertop for your quick morning breakfast. New bright and easy maintenance hardwood flooring throughout this beautiful home. To continue with the newly updated features are the 2 brand new bathrooms on the first floor and the second floor. Whole house has all new windows to bring in fresh air and sunlight. Energy savings brand new tankless combi HWH for the cold winter with brand new baseboard heating units along with new PEX piping. Daily laundry is easy with brand new washer and dryer. Enjoy the breeze with your wrap around windows enclosed back porch after a long day of work with a new white fence. A brand new roof 2025 and gutters just put in with over 20 years of living without worries. All brand new outlets, light switches, and recess lighting. Freshly paved driveway leads to an oversized 1 car garage with brand new garage door, extra space for storage, and covered terrace. Expansive lot leaves plenty of room for outdoors additions and even a pool Everything you want is brand new in this house. Ready for someone to own and enjoy. Close to Rt 35, 36, shopping and restaurants. Beaches are within 20-25 minutes. A lovely Middletown home!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,760/mo

Real estate (PITI + HOA + PMI)
$4,527
Principal + interest$3,039
Property tax + insurance$1,237
PMI / 2nd mortgage$251
Utilities
$528
Heating + cooling$102
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$116
Car insurance + maintenance$116
Other (entertainment)
$158
$4,760/mo TLC
Budget$5,260/mo
Remaining after TLC$500/mo
Purchase price
$670,000
Down payment
$33,500 (5%)
Loan amount
$636,500
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1939
Lot size
0.1722 ac
Stories
2
Heating
Baseboard Hotwater
Cooling
—
Water
Public
HOA
—
Annual tax
$6,661
MLS #
2704724R
County
Monmouth

At a glance

Fireplace
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenExhaust FanRefrigeratorWasherKitchen Exhaust FanGas Water Heater
Interior
Entrance Foyer2 BedroomsKitchenLaundry RoomBath MainDining RoomFamily RoomUtility RoomFlorida RoomBath FullNone
Parking
1 Car Width2 Cars DeepGarageOversizedDetached
Fireplace
Wood Burning
Kitchen
Granite/Corian CountertopsBreakfast BarKitchen Exhaust FanPantryEat-in Kitchen
Dining
Formal Dining Room
Master bedroom
1st FloorFull Bath
Flooring
Ceramic Tile, Vinyl-Linoleum
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Cul-De-Sac, Level, Near Public Transit

Neighborhood — 07748

MetricThis ZIPCountyUSA
Population27,9748,832,837299,088,112
Population Change Since1990-1.00%14.00%20.00%
Population Density2,0971,137—
Male13,7564,307,827147,432,321
Female14,2184,525,010151,655,844
Never Married4,9331,965,81163,775,926
Married14,3353,647,435123,120,365
Separated527391,23912,639,686
Widowed1,335515,17215,467,586
Divorced1,112529,39323,075,029
Number Of House Hold9,5183,167,345111,826,380
Average House Hold Size2.942.732.60
Medial Age39.0137.1535.46
Median House Hold Income$89,873$63,392$48,276
Average House Hold Income$115,064$83,312$63,629
P C I$39,213$30,662$24,529
M D I$70,765$52,505$41,133
A T H E$77,563$61,369$50,898
S T R7.00%7.00%—
W C J80.46%81.02%77.74%
(Zip) Code
7748

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/23/2026. Provided courtesy of KELLER WILLIAMS ELITE REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.