Closed$485,000
TLC ≈ $3,940/mo
3 2 1,417 sqft
1246 Florence Avenue, Union Beach, NJ 07735
103 Therese Avenue, Keyport, NJ 07735
$679,990
4 beds 3 baths — Built 19320 days on marketActive
About this home
Opportunity You Don't Want to Miss! Welcome to this charming and surprisingly spacious 4-bedroom, 2.5-bath single-family home, offering the space and flexibility that are becoming increasingly difficult to find at this price point. Hardwood floors flow throughout, while the expanded kitchen features granite countertops, stainless steel appliances, and a generous dining area perfect for gathering. The beautiful family room addition impresses with high ceilings, walls of windows, abundant natural light, and sliders to the patio and backyard. A first-floor bedroom with a full bath creates an ideal setup for guests, extended household living, or added privacy. Upstairs offers 3 additional bedrooms and another full bath. The finished basement adds even more usable space with an additional living/recreation room, half bath, laundry, and storage.Outside, enjoy a detached 2-car garage and long, double-wide driveway with plenty of parking. Tucked away on a quiet Keyport street yet conveniently located near NYC ferry and train transportation, beaches, shopping, dining, and the waterfront.Why settle for a townhome when you can own a single-family home with your own backyard, garage, and room to grow? Opportunities offering this much space, flexibility, and location at an attainable price don't come around often - come see it before someone else calls it home.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$5,216/mo
- Real estate (PITI + HOA + PMI)
- $5,026
- Utilities
- $515
- Transportation
- $116
- Other (entertainment)
- $143
Principal + interest$3,084
Property tax + insurance$1,687
PMI / 2nd mortgage$255
Heating + cooling$128
Internet + TV + phone$143
Water + sewer + garbage$58
Car insurance + maintenance$116
Budget$5,716/mo
Remaining after TLC$500/mo
Purchase price
$679,990
Down payment
$34,000 (5%)
Loan amount
$645,991
APR
4%
Quick facts
Type
Single Family Residence
Style
Cape Cod
Year built
1932
Lot size
—
Stories
3
Heating
Zoned, Baseboard Hotwater, Forced Air
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$11,832
MLS #
2706633R
County
Monmouth
At a glance
Air conditioning
Basement
Garage (2)
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenRefrigeratorWasherGas Water Heater
Interior
Blinds1 BedroomKitchenDining RoomFamily Room3 BedroomsBath MainAttic
Exterior
PatioFencing/WallYard
Parking
2 Car WidthAdditional ParkingAsphaltGarageDetachedDrivewayOn Street
Patio & porch
Patio
Pool
None
Kitchen
Granite/Corian CountertopsEat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Full BathWalk-In Closet(s)
Spa
Bath
Flooring
Ceramic Tile
Roof
See Remarks
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping, Near Train, Level
Neighborhood — 07735
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 21,035 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 4.00% | 14.00% | 20.00% |
| Population Density | 3,828 | 1,137 | — |
| Male | 10,429 | 4,307,827 | 147,432,321 |
| Female | 10,606 | 4,525,010 | 151,655,844 |
| Never Married | 4,697 | 1,965,811 | 63,775,926 |
| Married | 8,422 | 3,647,435 | 123,120,365 |
| Separated | 715 | 391,239 | 12,639,686 |
| Widowed | 1,466 | 515,172 | 15,467,586 |
| Divorced | 1,565 | 529,393 | 23,075,029 |
| Number Of House Hold | 7,545 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.75 | 2.73 | 2.60 |
| Medial Age | 36.52 | 37.15 | 35.46 |
| Median House Hold Income | $60,438 | $63,392 | $48,276 |
| Average House Hold Income | $69,301 | $83,312 | $63,629 |
| P C I | $25,280 | $30,662 | $24,529 |
| M D I | $50,101 | $52,505 | $41,133 |
| A T H E | $54,624 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 75.92% | 81.02% | 77.74% |
(Zip) Code
7735
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 10/24/2026. Provided courtesy of EXP REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.