CCertihomes
412 Montgomery Street, Highland Park, NJ 08904

$649,000

3 beds 2 baths 1,404 sqft Built 19501 days on marketActive

About this home

Welcome to this inviting 3-bedroom, 2-full-bath ranch offering comfortable one-level living in the heart of town! The thoughtfully laid-out home features a spacious eat-in kitchen, beautiful hardwood floors, central air conditioning, and a full basement offering abundant storage and excellent potential for additional living or recreational space. Enjoy the privacy of a large backyard, perfect for outdoor entertaining, gardening, or simply relaxing. Ideally situated near shopping, restaurants, places of worship, two major hospitals, and a university, this home also offers convenient access to local theaters, museums, and train service to New York City and Philadelphia. Combining everyday convenience, a desirable location, and comfortable single-level living, this home is a wonderful opportunity to enjoy all that the area has to offer. Don't miss your chance to make this property your own!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,996/mo

Real estate (PITI + HOA + PMI)
$4,753
Principal + interest$2,944
Property tax + insurance$1,566
PMI / 2nd mortgage$243
Utilities
$521
Heating + cooling$106
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$143
$4,996/mo TLC
Budget$5,496/mo
Remaining after TLC$500/mo
Purchase price
$649,000
Down payment
$32,450 (5%)
Loan amount
$616,550
APR
4%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1950
Lot size
0.1722 ac
Stories
1
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$11,162
MLS #
2706869R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerRefrigeratorWasherGas Water Heater
Interior
3 BedroomsKitchenLiving RoomBath FullBath MainDining RoomNone
Parking
1 Car WidthAsphaltGarageAttached
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Full Bath
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Level

Neighborhood — 08904

MetricThis ZIPCountyUSA
Population13,8218,832,837299,088,112
Population Change Since19905.00%14.00%20.00%
Population Density7,1351,137—
Male6,7594,307,827147,432,321
Female7,0624,525,010151,655,844
Never Married3,4591,965,81163,775,926
Married5,8223,647,435123,120,365
Separated431391,23912,639,686
Widowed613515,17215,467,586
Divorced840529,39323,075,029
Number Of House Hold5,6813,167,345111,826,380
Average House Hold Size2.432.732.60
Medial Age35.7037.1535.46
Median House Hold Income$65,051$63,392$48,276
Average House Hold Income$86,524$83,312$63,629
P C I$35,667$30,662$24,529
M D I$53,899$52,505$41,133
A T H E$63,672$61,369$50,898
S T R7.00%7.00%—
W C J86.06%81.02%77.74%
(Zip) Code
8904

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/26/2026. Provided courtesy of CENTURY 21 J.J. LAUFER via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

412 Montgomery Street · Highland Park — $649,000 · Certihomes