Closed$485,000
TLC ≈ $3,940/mo
3 2 1,417 sqft
1246 Florence Avenue, Union Beach, NJ 07735
85 Osborn Street, Keyport, NJ 07735
$589,000
4 beds 2 baths — Built 18950 days on marketActive
About this home
Step into a beautifully reimagined piece of history at 85 Osborn St! This distinctive Colonial blends timeless Victorian craftsmanship with the comforts of modern living, creating a home that feels so special and welcoming! Rich in character, it showcases many original features, including knotty pine wood floors, beautiful moldings, and built-in bookcases, thoughtfully complemented by stylish updates. Abundant natural light pours in throughout, enhanced by skylights creating a bright and warm atmosphere. The kitchen features crisp white cabinetry and quartz countertops, while two refreshed bathrooms offer a shower in one and a classic clawfoot tub in the other. Some additional updates include On-Demand Water Heater, Anderson Windows, Generac Generator, Newer Roof, and Fenced backyard with New Deck perfect for relaxing or entertaining. Kick back and head to the cozy yet grand walk-up attic for versatile additional space ideal for a reading area, home office or playroom. The basement offers over 900 square feet of storage as well! Conveniently located near Routes 35 and 36, Garden State Parkway, NJ Transit Train, and bus to NYC. Nestled in the charming waterfront town of Keyport, known for its vibrant downtown, local restaurants, unique boutiques, and picturesque waterfront, this home offers more than just a place to live... it offers a lifestyle filled with charm and coastal living.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$4,503/mo
- Real estate (PITI + HOA + PMI)
- $4,292
- Utilities
- $489
- Transportation
- $116
- Other (entertainment)
- $143
Principal + interest$2,671
Property tax + insurance$1,400
PMI / 2nd mortgage$221
Heating + cooling$115
Internet + TV + phone$143
Water + sewer + garbage$58
Car insurance + maintenance$116
Budget$5,003/mo
Remaining after TLC$500/mo
Purchase price
$589,000
Down payment
$29,450 (5%)
Loan amount
$559,550
APR
4%
Quick facts
Type
Single Family Residence
Style
Colonial, Victorian
Year built
1895
Lot size
—
Stories
3
Heating
Steam
Cooling
Wall Unit(s)
Water
Public
HOA
—
Annual tax
$9,510
MLS #
2707019R
County
Monmouth
At a glance
Fireplace
Basement
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenOvenWasherRefrigeratorFree-Standing FreezerGas Water Heater
Interior
BlindsSkylightBath FullDenDining RoomFamily RoomKitchenLaundry RoomLiving Room4 BedroomsOther Room(s)AtticDen/Study
Exterior
Open Porch(es)Screen/Storm WindowSidewalkYardStorage ShedBasement
Community
Sidewalks
Parking
DirtGravelAsphalt
Patio & porch
Porch
Pool
None
Fireplace
Gas
Kitchen
Breakfast BarSeparate Dining Area
Dining
Formal Dining Room
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Level, Near Shopping
Neighborhood — 07735
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 21,035 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 4.00% | 14.00% | 20.00% |
| Population Density | 3,828 | 1,137 | — |
| Male | 10,429 | 4,307,827 | 147,432,321 |
| Female | 10,606 | 4,525,010 | 151,655,844 |
| Never Married | 4,697 | 1,965,811 | 63,775,926 |
| Married | 8,422 | 3,647,435 | 123,120,365 |
| Separated | 715 | 391,239 | 12,639,686 |
| Widowed | 1,466 | 515,172 | 15,467,586 |
| Divorced | 1,565 | 529,393 | 23,075,029 |
| Number Of House Hold | 7,545 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.75 | 2.73 | 2.60 |
| Medial Age | 36.52 | 37.15 | 35.46 |
| Median House Hold Income | $60,438 | $63,392 | $48,276 |
| Average House Hold Income | $69,301 | $83,312 | $63,629 |
| P C I | $25,280 | $30,662 | $24,529 |
| M D I | $50,101 | $52,505 | $41,133 |
| A T H E | $54,624 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 75.92% | 81.02% | 77.74% |
(Zip) Code
7735
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 10/28/2026. Provided courtesy of WEICHERT CO REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.