Closed$1,099,000
TLC ≈ $8,431/mo
4 3 3,461 sqft
3 Polonia Court, Monroe, NJ 08831
45 North Street, Old Bridge, NJ 08857
$850,000
4 beds 4 baths 2,345 sqft Built 19980 days on marketActive
About this home
Welcome to 45 North Street! This spacious 4-bedroom, 3.5-bath Colonial offers the perfect combination of comfort, functionality, and privacy. Situated on nearly half an acre and backing to peaceful wooded conservation land, this home features a thoughtfully designed floor plan with generous living spaces, a formal dining room, family room, and an eat-in kitchen. A versatile first-floor office provides additional flexibility for today's lifestyle. The finished basement offers even more space for recreation, entertaining, or relaxation. Step outside to your own backyard retreat, complete with an in-ground swimming pool and plenty of room for outdoor gatherings. Additional highlights include a two-car garage and a desirable Old Bridge location convenient to shopping, dining, parks, and major commuting routes. With approximately 2, 345 square feet of living space, plus a finished basement, this home offers an incredible opportunity to make it your own. Don't miss it!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$6,363/mo
- Real estate (PITI + HOA + PMI)
- $6,165
- Utilities
- $569
- Transportation
- $136
- Other (entertainment)
- $143
Principal + interest$3,855
Property tax + insurance$1,991
PMI / 2nd mortgage$319
Heating + cooling$130
Internet + TV + phone$143
Water + sewer + garbage$58
Car insurance + maintenance$136
Budget$6,863/mo
Remaining after TLC$500/mo
Purchase price
$850,000
Down payment
$42,500 (5%)
Loan amount
$807,500
APR
4%
Quick facts
Type
Single Family Residence
Style
Two Story
Year built
1998
Lot size
0.48 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$13,631
MLS #
2707296R
County
Middlesex
At a glance
Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
KitchenLaundry RoomLibrary/OfficeBath HalfLiving RoomDining RoomFamily Room4 BedroomsBath FullBath MainNone
Exterior
BarbecueDeckPatio
Parking
2 Car WidthGarageAttachedBuilt-In GarageDetachedGarage Door Opener
Patio & porch
DeckPatio
Pool
In Ground
Fireplace
Wood Burning
Kitchen
Granite/Corian CountertopsKitchen IslandEat-in KitchenSeparate Dining Area
Dining
Dining L
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Neighborhood — 08857
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 41,643 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 20.00% | 14.00% | 20.00% |
| Population Density | 1,744 | 1,137 | — |
| Male | 20,520 | 4,307,827 | 147,432,321 |
| Female | 21,123 | 4,525,010 | 151,655,844 |
| Never Married | 8,001 | 1,965,811 | 63,775,926 |
| Married | 19,265 | 3,647,435 | 123,120,365 |
| Separated | 1,077 | 391,239 | 12,639,686 |
| Widowed | 1,955 | 515,172 | 15,467,586 |
| Divorced | 2,331 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,696 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.81 | 2.73 | 2.60 |
| Medial Age | 35.53 | 37.15 | 35.46 |
| Median House Hold Income | $75,875 | $63,392 | $48,276 |
| Average House Hold Income | $84,581 | $83,312 | $63,629 |
| P C I | $29,943 | $30,662 | $24,529 |
| M D I | $61,063 | $52,505 | $41,133 |
| A T H E | $62,830 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 81.05% | 81.02% | 77.74% |
(Zip) Code
8857
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 11/3/2026. Provided courtesy of REALTY ONE GROUP CENTRAL via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.