CCertihomes
23 Clayton Avenue, Monroe, NJ 08831

$550,000

4 beds 2 baths 1,400 sqft Built 19470 days on marketActive

About this home

Nestled on a quiet street, this beautifully maintained and updated ranch offers four bedrooms, two full bathrooms, and a convenient one-level layout with an open-concept living and dining area. The inviting kitchen features new cabinets, appliances approximately two years old, an instant-hot-water dispenser, and a convenient adjoining pantry. A partially finished basement provides additional space for recreation and relaxation. Outside, the fully fenced yard offers a welcoming setting for entertaining and enjoying the pool, complete with a filter just two seasons old. A new sliding door adds to this home's thoughtful updates. Exterior photos have been digitally enhanced to remove fallen leaves.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,147/mo

Real estate (PITI + HOA + PMI)
$3,869
Principal + interest$2,494
Property tax + insurance$1,169
PMI / 2nd mortgage$206
Utilities
$506
Heating + cooling$91
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,147/mo TLC
Budget$5,000/mo
Remaining after TLC$853/mo
Purchase price
$550,000
Down payment
$27,500 (5%)
Loan amount
$522,500
APR
4%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1947
Lot size
0.287 ac
Stories
1
Heating
Baseboard
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$7,446
MLS #
2707369R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDisposalDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
Firealarm1 Bedroom2 Bedrooms3 BedroomsKitchen4 BedroomsLibrary/OfficeLiving RoomBath FullBath MainDining RoomNone
Exterior
DeckDoor(s)-Storm/ScreenFencing/WallStorage ShedYard
Parking
2 Car Width3 Cars DeepGravelGarageDetachedDriveway
Patio & porch
Deck
Pool
Above Ground
Kitchen
Kitchen IslandEat-in Kitchen
Dining
Living Dining ComboFormal Dining Room
Master bedroom
1st Floor
Security
Fire Alarm
Flooring
Carpet, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137—
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%—
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 11/5/2026. Provided courtesy of BHHS FOX & ROACH REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

23 Clayton Avenue · Monroe — $550,000 · Certihomes