CCertihomes
412 Arnold Avenue, Perth Amboy, NJ 08861

$399,900

2 beds 2 baths 852 sqft Built 19291 days on marketActive

About this home

Welcome to this charming traditional bungalow-style home that has been lovingly cared for by the same family for over 30 years. Featuring 2 bedrooms with a versatile den, 2 full baths, a finished basement, and a 1-car garage, this home offers a great opportunity to bring your vision to life and make it your own! Location, Location, Location conveniently located near major highways, public transportation, schools, shopping, and everyday amenities. Bring your imagination, this is truly a must-see!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$3,186/mo

Real estate (PITI + HOA + PMI)
$2,843
Principal + interest$1,814
Property tax + insurance$879
PMI / 2nd mortgage$150
Utilities
$488
Heating + cooling$82
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$3,186/mo TLC
Budget$5,000/mo
Remaining after TLC$1,814/mo
Purchase price
$399,900
Down payment
$19,995 (5%)
Loan amount
$379,905
APR
4%

Quick facts

Type
Single Family Residence
Style
Bungalow, Remarks
Year built
1929
Lot size
0.0826 ac
Stories
1
Heating
See Remarks
Cooling
Window Unit(s)
Water
Public
HOA
—
Annual tax
$5,848
MLS #
2707525R
County
Middlesex

At a glance

Basement
Garage (1)

Home features

Interior
1 BedroomKitchenLiving RoomBath FullDining RoomAtticNone
Parking
GarageDetachedDriveway
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Flooring
See Remarks
Roof
Asphalt
Sewer
Public Sewer
Ownership
See Remarks

Lot features

See Remarks

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137—
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%—
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 11/7/2026. Provided courtesy of UNITED R.E. OF NORTH JERSEY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

412 Arnold Avenue · Perth Amboy — $399,900 · Certihomes