Closed$100,000
TLC ≈ $1,765/mo
3 1 1,232 sqft
368 Thomas Street, Phillipsburg, NJ 08865
16 Jacob Way, Phillipsburg, NJ 08865
$699,000
4 beds 3 baths 2,816 sqft Built 2020112 days on marketClosed
About this home
Welcome to this stunning 4-bedroom, 3-bath Colonial located in the sought-after Scenic Ridge community of Phillipsburg. The impressive two-story foyer, filled with natural light, sets the stage for the home's open and inviting layout. The main level features a formal living and dining room, gleaming hardwood floors, and a cozy wood-burning fireplace in the family room. The space flows seamlessly into the gourmet kitchen, complete with a center island, granite countertops, and stainless-steel appliances perfect for everyday living and entertaining. Upstairs, the master suite offers a private retreat with a tray ceiling, walkin closet, and spa-like bath. Three additional bedrooms and two more full baths provide comfort and flexibility. Additional highlights include dual-zone A/C and heating, a 2-car garage, and a convenient location close to shops, dining, and major commuter routes. This home beautifully blends style, function, and location.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.
Your estimated payment
$5,420/mo
- Real estate (PITI + HOA + PMI)
- $5,177
- Utilities
- $577
- Transportation
- $114
- Other (entertainment)
- $155
Principal + interest$3,170
Property tax + insurance$1,745
PMI / 2nd mortgage$262
Heating + cooling$128
Internet + TV + phone$155
Water + sewer + garbage$58
Car insurance + maintenance$114
Budget$5,920/mo
Remaining after TLC$500/mo
Purchase price
$699,000
Down payment
$34,950 (5%)
Loan amount
$664,050
APR
4%
Quick facts
Type
Single Family Residence
Style
Colonial
Year built
2020
Lot size
0.64 ac
Stories
2
Heating
Central
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$12,048
MLS #
2602254R
County
Warren
At a glance
Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
Cathedral Ceiling(s)High Ceilings1 BedroomEntrance FoyerKitchenLaundry RoomLiving RoomBath FullDining RoomFamily Room2 Bedrooms3 Bedrooms4 BedroomsBath MainBath SecondAtticNone
Exterior
Deck
Parking
2 Car WidthGarageAttachedBuilt-In GarageDriveway
Patio & porch
Deck
Fireplace
Wood Burning
Kitchen
Granite/Corian CountertopsKitchen IslandEat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Master bedroom
Full BathWalk-In Closet(s)
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Cul-De-Sac
Neighborhood — 08865
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 30,824 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 17.00% | 14.00% | 20.00% |
| Population Density | 693 | 1,137 | — |
| Male | 14,794 | 4,307,827 | 147,432,321 |
| Female | 16,030 | 4,525,010 | 151,655,844 |
| Never Married | 5,783 | 1,965,811 | 63,775,926 |
| Married | 13,313 | 3,647,435 | 123,120,365 |
| Separated | 965 | 391,239 | 12,639,686 |
| Widowed | 2,383 | 515,172 | 15,467,586 |
| Divorced | 2,145 | 529,393 | 23,075,029 |
| Number Of House Hold | 9,894 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.09 | 2.73 | 2.60 |
| Medial Age | 37.94 | 37.15 | 35.46 |
| Median House Hold Income | $51,174 | $63,392 | $48,276 |
| Average House Hold Income | $62,007 | $83,312 | $63,629 |
| P C I | $20,527 | $30,662 | $24,529 |
| M D I | $43,243 | $52,505 | $41,133 |
| A T H E | $50,282 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.19% | 81.02% | 77.74% |
(Zip) Code
8865
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 8/10/2025. Provided courtesy of WEICHERT CO REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.