Closed$100,000
TLC ≈ $1,765/mo
3 1 1,232 sqft
368 Thomas Street, Phillipsburg, NJ 08865
368 Thomas Street, Phillipsburg, NJ 08865
$100,000
3 beds 1 baths 1,232 sqft Built 190050 days on marketClosed
About this home
Opportunity is knocking! Spacious 3 Bed 1 Bath 1/2 Duplex in thriving Phillipsburg is bursting with possibilities, just in need of your personal touch! A great layout in a prime commuter location, this is an excellent fixer-upper to invest in, rent out, or make your very own. Charming covered rocking chair front porch welcomes you in to find a sizable living room and seperate formal dining room, along with an eat-in-kitchen with access to a versatile mud room. Upstairs, find 3 bedrooms and the main full bath. The primary bedroom has its own access to the walk-up attic. Full basement offers ample storage, laundry and utilities. Quaint outdoor area with patio and yard space, along with on-site parking for 2. Conveniently located just steps to the public transit bus line, schools, parks, shopping, dining and more. With your TLC, this could be the hidden gem you've been searching for! Come and see TODAY!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.
Your estimated payment
$1,354/mo
- Real estate (PITI + HOA + PMI)
- $928
- Utilities
- $495
- Transportation
- $114
- Other (entertainment)
- $155
Principal + interest$454
Property tax + insurance$436
PMI / 2nd mortgage$38
Heating + cooling$87
Internet + TV + phone$155
Water + sewer + garbage$58
Car insurance + maintenance$114
Budget$5,000/mo
Remaining after TLC$3,646/mo
Purchase price
$100,000
Down payment
$5,000 (5%)
Loan amount
$95,000
APR
4%
Quick facts
Type
Single Family Residence
Style
1/2 Duplex
Year built
1900
Lot size
0.044 ac
Stories
2
Heating
Forced Air
Cooling
Window Unit(s)
Water
Public
HOA
—
Annual tax
$3,541
MLS #
2608986R
County
Warren
At a glance
Basement
Home features
Appliances
Gas Range/OvenGas Water Heater
Interior
KitchenLiving RoomOther Room(s)Dining Room3 BedroomsAtticBath FullNone
Exterior
Open Porch(es)CurbsPatioDoor(s)-Storm/ScreenScreen/Storm WindowSidewalkFencing/WallYard
Community
CurbsSidewalks
Parking
2 Car WidthCrushed StoneAdditional Parking
Patio & porch
PorchPatio
Pool
None
Kitchen
Eat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Flooring
Carpet, Ceramic Tile
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping, Level, Near Public Transit
Neighborhood — 08865
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 30,824 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 17.00% | 14.00% | 20.00% |
| Population Density | 693 | 1,137 | — |
| Male | 14,794 | 4,307,827 | 147,432,321 |
| Female | 16,030 | 4,525,010 | 151,655,844 |
| Never Married | 5,783 | 1,965,811 | 63,775,926 |
| Married | 13,313 | 3,647,435 | 123,120,365 |
| Separated | 965 | 391,239 | 12,639,686 |
| Widowed | 2,383 | 515,172 | 15,467,586 |
| Divorced | 2,145 | 529,393 | 23,075,029 |
| Number Of House Hold | 9,894 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.09 | 2.73 | 2.60 |
| Medial Age | 37.94 | 37.15 | 35.46 |
| Median House Hold Income | $51,174 | $63,392 | $48,276 |
| Average House Hold Income | $62,007 | $83,312 | $63,629 |
| P C I | $20,527 | $30,662 | $24,529 |
| M D I | $43,243 | $52,505 | $41,133 |
| A T H E | $50,282 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.19% | 81.02% | 77.74% |
(Zip) Code
8865
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 1/8/2026. Provided courtesy of RE/MAX 1st ADVANTAGE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.