Closed$225,000
TLC ≈ $1,963/mo
1 1 903 sqft
434 Lawrence Street #18, Perth Amboy, NJ 08861
768 State Street, Perth Amboy, NJ 08861
$689,900
0 beds 3 baths 2,021 sqft Built 1940199 days on marketClosed
About this home
Great Opportunity for investors! Fully renovated within the past 5 years, this income-producing property features three separate units, each with individual utilities. Low property taxes is also a big plus. The front building includes two apartments: Unit 1 (First Floor): 2 bedrooms, 1 bathroom fully renovated tenant occupied. Unit 2 (Second Floor): 3 bedrooms, 1 bathroom tenant-occupied and generating rental income. A detached rear home offers 2 bedrooms and 1 bathroom, featuring an updated kitchen and bath, fresh interior paint, and living space. Ideal for investors, this property provides a combination of updates, solid rental income, and long-term potential. ** Pictures on 1st floor were took after renovation and before new tenant move in.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$6,478/mo
- Real estate (PITI + HOA + PMI)
- $6,181
- Utilities
- $614
- Transportation
- $145
- Other (entertainment)
- $158
Principal + interest$4,444
Property tax + insurance$1,478
PMI / 2nd mortgage$259
Heating + cooling$145
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$145
Budget$6,978/mo
Remaining after TLC$500/mo
Purchase price
$689,900
Down payment
$34,495 (5%)
Loan amount
$655,405
APR
7.19%
Quick facts
Type
3 Family
Style
—
Year built
1940
Lot size
0.0464 ac
Stories
2
Heating
Baseboard
Cooling
A/C Window Unit(s), Unit 2(A/C Unit)
Water
Public
HOA
—
Annual tax
$9,341
MLS #
2606655R
County
Middlesex
At a glance
Basement
Home features
Appliances
Water Heater(Gas)Water HeaterUnit 1(Range/Oven)Unit 3(Range/Oven)
Interior
Unit 1(2 BedroomsKitchen1 BathLiving Room)Unit 2(3 BedroomsKitchen1 BathLiving Room)Unit 3(2 BedroomsKitchen1 BathLiving Room)
Exterior
Patio
Parking
On Street
Patio & porch
Patio
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping, Near Public Transit
Neighborhood — 08861
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 46,782 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 20.00% | 14.00% | 20.00% |
| Population Density | 8,584 | 1,137 | — |
| Male | 23,392 | 4,307,827 | 147,432,321 |
| Female | 23,390 | 4,525,010 | 151,655,844 |
| Never Married | 12,523 | 1,965,811 | 63,775,926 |
| Married | 14,394 | 3,647,435 | 123,120,365 |
| Separated | 3,833 | 391,239 | 12,639,686 |
| Widowed | 2,051 | 515,172 | 15,467,586 |
| Divorced | 3,067 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,307 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.23 | 2.73 | 2.60 |
| Medial Age | 31.78 | 37.15 | 35.46 |
| Median House Hold Income | $41,463 | $63,392 | $48,276 |
| Average House Hold Income | $52,403 | $83,312 | $63,629 |
| P C I | $16,734 | $30,662 | $24,529 |
| M D I | $36,156 | $52,505 | $41,133 |
| A T H E | $45,041 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.27% | 81.02% | 77.74% |
(Zip) Code
8861
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Recently sold nearby
Listing information last refreshed 10/31/2025. Provided courtesy of KELLER WILLIAMS ELITE REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.