CCertihomes
12 J Russel Smith Road, Lawrence, NJ 08648

$424,900

3 beds 3 baths Built 2011116 days on marketActive

About this home

1/2 Duplex in the sough-after Tiffany Woods Development, Great opportunity for 1st time home buyer or investor. Offers 3 bedrooms 2.5 bathrooms, 3rd floor loft with full bath, finished insulated garage, slider to patio, microwave with vent ducted out, New Custom Painting and new carpeting, garage walls/floor freshly painted. Great condition. Conveniently located near shopping, dining, Helen Mabel Park with easy access to major roadways and close to Princeton University and State offices.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,130/mo

Real estate (PITI + HOA + PMI)
$3,868
Principal + interest$2,737
Property tax + insurance$939
HOA$33
PMI / 2nd mortgage$159
Utilities
$502
Heating + cooling$114
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$124
Car insurance + maintenance$124
Other (entertainment)
$158
$4,130/mo TLC
Budget$5,000/mo
Remaining after TLC$870/mo
Purchase price
$424,900
Down payment
$21,245 (5%)
Loan amount
$403,655
APR
7.19%

Quick facts

Type
Single Family Residence
Style
1/2 Duplex, Colonial
Year built
2011
Lot size
Stories
3
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s), Exhaust Fan
Water
Public
HOA
$33 / Quarterly
Annual tax
$5,200
MLS #
2609772R
County
Mercer

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherGas Range/OvenExhaust FanMicrowaveRefrigeratorKitchen Exhaust FanGas Water Heater
Interior
Entrance FoyerKitchenBath HalfLiving RoomDining RoomUtility Room3 BedroomsLaundry RoomBath FullBeamed CeilingsBath SecondStorage
Exterior
CurbsSidewalkYardInsulated Pane Windows
Community
CurbsSidewalks
Parking
Concrete2 Car WidthGarageBuilt-In GarageGarage Door OpenerDrivewayLighted
Kitchen
Kitchen Exhaust FanPantryGalley Type
Dining
Living Dining Combo
Master bedroom
Walk-In Closet(s)
Flooring
Carpet, Ceramic Tile, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple, See Remarks

Lot features

Level

Neighborhood — 08648

MetricThis ZIPCountyUSA
Population26,2328,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density1,6401,137
Male12,4484,307,827147,432,321
Female13,7844,525,010151,655,844
Never Married6,5311,965,81163,775,926
Married11,0223,647,435123,120,365
Separated1,305391,23912,639,686
Widowed1,347515,17215,467,586
Divorced1,569529,39323,075,029
Number Of House Hold9,7153,167,345111,826,380
Average House Hold Size2.482.732.60
Medial Age35.7037.1535.46
Median House Hold Income$76,627$63,392$48,276
Average House Hold Income$89,703$83,312$63,629
P C I$34,035$30,662$24,529
M D I$61,765$52,505$41,133
A T H E$65,425$61,369$50,898
S T R7.00%7.00%
W C J84.36%81.02%77.74%
(Zip) Code
8648

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →
Central Jersey Multiple Listing System, INC

Listing information last refreshed 1/18/2026. Provided courtesy of MID-JERSEY REAL ESTATE, INC. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

12 J Russel Smith Road · Lawrence — $424,900 · Certihomes