Closed$315,000
TLC ≈ $3,342/mo
3 2 1,692 sqft
245 Clay Street, Trenton, NJ 08611
661 2nd Street, Trenton, NJ 08611
$240,000
3 beds 2 baths 1,599 sqft Built 188639 days on marketActive
About this home
Charming 3-bedroom, 2 full bath home offering plenty of space and potential! The main living areas provide a comfortable layout for everyday living, while the unfinished basement offers abundant storage and the opportunity for future expansion. A spacious stairs up to the attic adds even more flexibility for storage, a home office, hobby space or potential finishing options. Outside, enjoy a large fenced backyard perfect for entertaining, gardening, pets, or recreation. The property also features a shared driveway for convenient off-street access. Conveniently located near shipping, dining, schools and major transportation routes. Buyers to due their own due diligence with the City of Trenton regarding options for attic or basement spaces.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$25,897/mo
- Real estate (PITI + HOA + PMI)
- $25,478
- Utilities
- $524
- Transportation
- $143
- Other (entertainment)
- $158
Principal + interest$1,546
Property tax + insurance$23,842
PMI / 2nd mortgage$90
Heating + cooling$100
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$143
Budget$26,397/mo
Remaining after TLC$500/mo
Purchase price
$240,000
Down payment
$12,000 (5%)
Loan amount
$228,000
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Duplex-Side By Side
Year built
1886
Lot size
0.06 ac
Stories
4
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
—
Annual tax
$282,724
MLS #
2616637R
County
Mercer
At a glance
Air conditioning
Basement
Garage (1)
Home features
Appliances
DryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
BlindsEntrance FoyerKitchenLaundry RoomLiving RoomBath FullDining Room3 BedroomsAttic
Exterior
Door(s)-Storm/ScreenSidewalkYard
Community
Sidewalks
Parking
AsphaltGarageDetachedDrivewayOn Street
Pool
None
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Accessibility
Chairlift
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping, Near Train, Level, Near Public Transit
Neighborhood — 08611
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 27,540 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 10.00% | 14.00% | 20.00% |
| Population Density | 11,101 | 1,137 | — |
| Male | 14,661 | 4,307,827 | 147,432,321 |
| Female | 12,879 | 4,525,010 | 151,655,844 |
| Never Married | 8,675 | 1,965,811 | 63,775,926 |
| Married | 6,838 | 3,647,435 | 123,120,365 |
| Separated | 2,398 | 391,239 | 12,639,686 |
| Widowed | 1,941 | 515,172 | 15,467,586 |
| Divorced | 2,091 | 529,393 | 23,075,029 |
| Number Of House Hold | 9,273 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.72 | 2.73 | 2.60 |
| Medial Age | 32.15 | 37.15 | 35.46 |
| Median House Hold Income | $34,549 | $63,392 | $48,276 |
| Average House Hold Income | $43,703 | $83,312 | $63,629 |
| P C I | $16,271 | $30,662 | $24,529 |
| M D I | $30,706 | $52,505 | $41,133 |
| A T H E | $40,027 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 90.01% | 81.02% | 77.74% |
(Zip) Code
8611
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 5/29/2026. Provided courtesy of KELLER WILLIAMS WEST MONMOUTH via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.