CCertihomes
495 Amboy Avenue, Perth Amboy, NJ 08861

$339,900

3 beds 2 baths Built 191949 days on marketActive

About this home

What a find! Adorable 3-bedroom, 2 bath home. Living room, kitchen and basement for storage. Fenced yard with patio. Laundry area in basement.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,323/mo

Real estate (PITI + HOA + PMI)
$3,625
Principal + interest$1,542
Property tax + insurance$1,956
PMI / 2nd mortgage$127
Utilities
$1,152
Heating + cooling$414
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$4,323/mo TLC
Budget$5,000/mo
Remaining after TLC$677/mo
Purchase price
$339,900
Down payment
$16,995 (5%)
Loan amount
$322,905
APR
4%

Quick facts

Type
Single Family Residence
Style
Bungalow
Year built
1919
Lot size
0.0436 ac
Stories
2
Heating
See Remarks
Cooling
Ceiling Fan(s), None
Water
Public
HOA
Annual tax
$4,571
MLS #
2610013R
County
Middlesex

At a glance

Basement

Home features

Interior
KitchenLiving RoomBath FullBath MainDining Room2 BedroomsNone
Exterior
Open Porch(es)Patio
Parking
None
Patio & porch
PorchPatio
Kitchen
Granite/Corian CountertopsEat-in Kitchen
Flooring
Ceramic Tile, See Remarks
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 1/24/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.