CCertihomes
123 Lewis Street, Perth Amboy, NJ 08861

$550,000

4 beds 2 baths 1,892 sqft Built 18990 days on marketActive

About this home

Excellent opportunity to own this spacious this one family home just one block from the waterfront! This charming property features an oversized 4-car garage and offers endless possibilities for homeowners, investors, or anyone looking to create their dream home. With generous living space and exceptional potential, this home is ideally located near parks, shopping, restaurants, schools, major highways, and public transportation. Whether you're searching for your next residence or an investment opportunity, this property is full of possibilities. While the home needs some TLC, it presents a fantastic opportunity to renovate, update, and add your personal touch or increase its value. The property is being sold strictly in AS IS condition. The buyer is responsible for obtaining the Certificate of Occupancy and completing any required municipal inspections, certifications, and repairs required by the municipality or lender. Don't Miss this unique opportunity!!!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,352/mo

Real estate (PITI + HOA + PMI)
$5,017
Principal + interest$3,543
Property tax + insurance$1,268
PMI / 2nd mortgage$206
Utilities
$584
Heating + cooling$130
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$5,352/mo TLC
Budget$5,852/mo
Remaining after TLC$500/mo
Purchase price
$550,000
Down payment
$27,500 (5%)
Loan amount
$522,500
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Two Story
Year built
1899
Lot size
0.1263 ac
Stories
3
Heating
Radiators-Hot Water
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$8,393
MLS #
2701249R
County
Middlesex

At a glance

Basement
Garage (4)
Waterfront

Home features

Appliances
Gas Range/OvenGas Water Heater
Interior
KitchenBath HalfLiving RoomDenDining Room2 BedroomsBath Full
Exterior
Open Porch(es)Enclosed Porch(es)
Parking
3 Cars DeepGarageDetached
Patio & porch
PorchEnclosed
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Flooring
Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Waterfront

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 7/25/2026. Provided courtesy of PETRA BEST REALTY LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.