CCertihomes
440 Railroad Avenue, South Amboy, NJ 08879

$879,000

4 beds 3 baths 96 days on marketClosed

About this home

Introducing a masterfully crafted 2025 new construction Colonial, never occupied and move-in ready, nestled on a quiet cul-de-sac street. This stunning 4-bedroom, 3 full-bath residence delivers superior craftsmanship and modern luxury at every turn. The open-concept floor plan is bathed in natural light, showcasing 5' wide-plank hardwood floors, soaring ceilings, and a seamless flow between living, dining, and entertaining spaces. The gourmet kitchen is a true chef's dream, featuring top-of-the-line appliances, an exterior-vented custom range hood, handcrafted cabinetry, expansive quartz countertops, a grand center island, and a built-in wine and beverage cooler. The luxurious primary suite serves as a serene retreat, boasting bespoke custom closets and a spa-inspired bath complete with double sinks, a designer shower, and a freestanding soaking tub. A ground-floor home office or optional fourth bedroom adds versatility, while the fully finished basement provides exceptional additional living space. Step outside to a private backyard, perfect for year-round entertaining. An attached garage and extended driveway offer abundant parking. All new furniture and dcor are included in the price. Ideally situated near the upcoming Riverton development, over 400 acres of premier shopping, dining, and Bass Pro Shops, plus convenient access to NYC ferry, train, and bus. This is more than a home; it's your dream realized.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$7,952/mo

Real estate (PITI + HOA + PMI)
$7,826
Principal + interest$5,663
Property tax + insurance$1,833
PMI / 2nd mortgage$330
Utilities
$529
Heating + cooling$135
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$120
Car insurance + maintenance$120
Other (entertainment)
$143
$7,952/mo TLC
Budget$8,452/mo
Remaining after TLC$500/mo
Purchase price
$879,000
Down payment
$43,950 (5%)
Loan amount
$835,050
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
Lot size
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$11,000
MLS #
2661212M
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)

Home features

Appliances
Gas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
1 BedroomDining RoomBath FullEntrance FoyerKitchenLiving Room3 BedroomsBath MainLaundry RoomAtticFamily Room
Exterior
Yard
Parking
2 Cars DeepAttached
Kitchen
Kitchen IslandEat-in KitchenGranite/Corian Countertops
Dining
Dining L
Master bedroom
Full BathTwo SinksWalk-In Closet(s)
Flooring
Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Dead - End Street

Neighborhood — 08879

MetricThis ZIPCountyUSA
Population16,1528,832,837299,088,112
Population Change Since19904.00%14.00%20.00%
Population Density1,9391,137
Male8,0324,307,827147,432,321
Female8,1214,525,010151,655,844
Never Married3,6091,965,81163,775,926
Married6,4923,647,435123,120,365
Separated552391,23912,639,686
Widowed1,045515,17215,467,586
Divorced1,224529,39323,075,029
Number Of House Hold5,9813,167,345111,826,380
Average House Hold Size2.682.732.60
Medial Age37.1137.1535.46
Median House Hold Income$60,229$63,392$48,276
Average House Hold Income$68,862$83,312$63,629
P C I$25,517$30,662$24,529
M D I$49,839$52,505$41,133
A T H E$54,454$61,369$50,898
S T R7.00%7.00%
W C J81.61%81.02%77.74%
(Zip) Code
8879

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 1/29/2026. Provided courtesy of RE/MAX CENTRAL via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

440 Railroad Avenue · South Amboy — $879,000 · Certihomes