CCertihomes
38 Concord Lane #E, Monroe, NJ 08831

$169,900

2 beds 1 baths 22 days on marketClosed

About this home

Welcome to easy living in Rossmoor, a Monroe 55+ adult community, where lifestyle and comfort come together beautifully. This bright and well-cared-for 2-bedroom, 1-bath co-op offers a layout that just feels right the moment you step inside. Natural light fills the living and dining spaces, creating an open, relaxed setting that's perfect for quiet mornings with coffee or hosting family and friends when they stop by. The kitchen offers great workspace and storage, making everyday meals simple and convenient. Both bedrooms are generously sized with plenty of closet space, and the home's clean, neutral finishes make it truly move-in ready. It's the kind of place where you can unpack, settle in, and start enjoying life right away. And of course, life in Rossmoor is about more than just the home. It's about community, connection, and amenities golf, clubhouse activities, walking paths, and neighbors who quickly become friends. Low-maintenance living means more time to do the things you love. If you've been looking for comfort, convenience, and a welcoming place to call home, this one checks all the boxes. Make your appointment today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$1,936/mo

Real estate (PITI + HOA + PMI)
$1,589
Principal + interest$1,095
Property tax + insurance$430
PMI / 2nd mortgage$64
Utilities
$410
Heating + cooling$68
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$1,936/mo TLC
Budget$5,000/mo
Remaining after TLC$3,064/mo
Purchase price
$169,900
Down payment
$8,495 (5%)
Loan amount
$161,405
APR
7.19%

Quick facts

Type
Stock Cooperative
Style
Ranch
Year built
Lot size
Stories
1
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
MLS #
2661254M
County
Middlesex

At a glance

Air conditioning
Dishwasher

Home features

Appliances
DishwasherDryerRefrigeratorRangeOvenWasherElectric Water Heater
Interior
Blinds2 BedroomsBath FullFlorida RoomKitchenLiving RoomAtticNone
Community
Art/Craft FacilitiesBilliard RoomBocceFitness CenterGame RoomGatedKitchen FacilitiesNurse on PremiseOutdoor PoolSecurity PatrolTennis Court(s)
Parking
Detached CarportNoneAssignedCoveredOpen
Pool
Outdoor Pool
Kitchen
Not Eat-in Kitchen
Dining
Living Dining Combo
Master bedroom
1st Floor
Security
Security GateSecurity Guard
Flooring
Carpet, Ceramic Tile, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
COOP

Lot features

Dead - End Street, Near Public Transit, Near Shopping

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 2/13/2026. Provided courtesy of RE/MAX DIAMOND, REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.