CCertihomes
4 Rachel Lane, Monroe, NJ 08831

$999,000

4 beds 3 baths 2,744 sqft Built 200013 days on marketClosed

About this home

Welcome to 4 Rachel Lane, a beautiful newer center hall Colonial located in the desirable Monroe Pines community. Set on an impressive .7-acre property, this 4-bedroom, 2.5-bath home offers the perfect blend of modern comfort, elegant design, and peaceful suburban living. From the moment you arrive, the home's classic Colonial architecture and inviting curb appeal make a lasting impression. Inside, a thoughtfully designed layout offers spacious living areas filled with natural light, creating a warm, and welcoming atmosphere ideal for both everyday living and entertaining. The home features generously sized bedrooms, including a relaxing primary suite, along with well-appointed living and dining spaces that provide both functionality and style. Offering a brand new HVAC system and a newer roof. The expansive .7-acre lot offers endless possibilities for outdoor enjoyment, whether hosting gatherings, creating your dream backyard oasis, or simply relaxing in the privacy of your own beautifully sized property. Located within the sought-after Monroe Pines neighborhood, this home offers a wonderful sense of community while being conveniently close to parks, shopping, dining, and major commuting routes.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$9,191/mo

Real estate (PITI + HOA + PMI)
$9,043
Principal + interest$6,436
Property tax + insurance$2,232
PMI / 2nd mortgage$375
Utilities
$584
Heating + cooling$130
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$9,191/mo TLC
Budget$9,691/mo
Remaining after TLC$500/mo
Purchase price
$999,000
Down payment
$49,950 (5%)
Loan amount
$949,050
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
2000
Lot size
0.7215 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$14,723
MLS #
2611666R
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenExhaust FanMicrowaveRefrigeratorRangeWasherKitchen Exhaust FanElectric Water HeaterWater Heater
Interior
Cathedral Ceiling(s)Central VacuumFirealarmHigh CeilingsShades-ExistingVaulted Ceiling(s)Entrance FoyerKitchenBath HalfLiving RoomDining Room4 BedroomsBath FullBath MainAttic
Exterior
BarbecueLawn SprinklersPatioFencing/WallStorage ShedYard
Parking
2 Car WidthAsphaltGarageBuilt-In GarageOversizedGarage Door OpenerDriveway
Patio & porch
Patio
Fireplace
Wood Burning
Kitchen
Granite/Corian CountertopsKitchen Exhaust FanEat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Two SinksFull Bath
Security
Fire Alarm
Spa
Bath
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 3/11/2026. Provided courtesy of KELLER WILLIAMS REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.