Closed$448,000
TLC ≈ $3,801/mo
3 2 1,210 sqft
196 Girard Avenue, Franklin, NJ 08873
196 Girard Avenue, Franklin, NJ 08873
$448,000
3 beds 2 baths 1,210 sqft Built 191556 days on marketClosed
About this home
Step into this charming and versatile 3-bedroom, 1.5-bath home with a detached 1-car garage and plenty of space to enjoy inside and out! A welcoming screened entry with coat closet leads to a spacious living room featuring wood-style laminate flooring, replacement windows, overhead lighting, and classic arched doorways that add character throughout. The dining room offers matching flooring, bright side windows, and flows seamlessly into the kitchen, creating a great layout for everyday living and entertaining. The kitchen features white cabinetry, bullnose-edge countertops, tile backsplash, gas stove, overhead microwave, dishwasher, recessed lighting, crown molding, and a convenient breakfast bar open to the dining area. A side door leads to a wood deck overlooking a circular driveway with two gated entrances. Off the kitchen you'll find a laundry area with additional cabinetry and counter space plus a full bath with tub/shower. The large primary bedroom on the main level offers laminate flooring, multiple windows, and ample closet space. Upstairs features two bedrooms and extra eave storage adding great functionality. The full basement includes recessed lighting, utilities, and a half bath and additional space partially finished. A walkout door leads outside for easy access. Outside, enjoy a fenced yard, wood deck, circular driveway, and a detached 1-car garage with power. Close to Rutgers University, two major medical centers, bus line, train station, shopping and all major roadways. A wonderful opportunity with space, character, and flexibility!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$4,410/mo
- Real estate (PITI + HOA + PMI)
- $4,133
- Utilities
- $474
- Transportation
- $129
- Other (entertainment)
- $158
Principal + interest$2,886
Property tax + insurance$1,079
PMI / 2nd mortgage$168
Heating + cooling$100
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$129
Budget$5,000/mo
Remaining after TLC$590/mo
Purchase price
$448,000
Down payment
$22,400 (5%)
Loan amount
$425,600
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Cape Cod, Two Story
Year built
1915
Lot size
—
Stories
2
Heating
Baseboard Hotwater
Cooling
Window Unit(s)
Water
Well
HOA
—
Annual tax
$7,548
MLS #
2611834R
County
Somerset
At a glance
Basement
Garage (1)
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
Blinds1 BedroomKitchenLaundry RoomLiving RoomBath FullDining Room2 BedroomsNone
Exterior
CurbsDeckSidewalkFencing/WallYard
Community
CurbsSidewalks
Parking
3 Cars DeepCircular DrivewayGarageDetachedDrivewayOn Street
Patio & porch
Deck
Kitchen
Breakfast BarPantryEat-in Kitchen
Dining
Formal Dining Room
Master bedroom
1st Floor
Flooring
Carpet, Ceramic Tile, Laminate, Vinyl-Linoleum
Roof
Asphalt
Sewer
Sewer Charge, Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping, Near Train, Level, Near Public Transit
Neighborhood — 08873
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 39,923 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 14.00% | 14.00% | 20.00% |
| Population Density | 1,217 | 1,137 | — |
| Male | 19,252 | 4,307,827 | 147,432,321 |
| Female | 20,671 | 4,525,010 | 151,655,844 |
| Never Married | 9,389 | 1,965,811 | 63,775,926 |
| Married | 16,716 | 3,647,435 | 123,120,365 |
| Separated | 1,619 | 391,239 | 12,639,686 |
| Widowed | 2,239 | 515,172 | 15,467,586 |
| Divorced | 2,415 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,858 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.62 | 2.73 | 2.60 |
| Medial Age | 37.61 | 37.15 | 35.46 |
| Median House Hold Income | $77,737 | $63,392 | $48,276 |
| Average House Hold Income | $84,348 | $83,312 | $63,629 |
| P C I | $32,104 | $30,662 | $24,529 |
| M D I | $62,455 | $52,505 | $41,133 |
| A T H E | $62,776 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 81.56% | 81.02% | 77.74% |
(Zip) Code
8873
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 3/16/2026. Provided courtesy of RE/MAX INNOVATION via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.