CCertihomes
202 Susan Terrace, South Plainfield, NJ 07080

$624,900

3 beds 2 baths 1,300 sqft Built 195956 days on marketActive

About this home

Well-maintained 3-bedroom, 2 full-bath home offering a comfortable and functional layout. The home features a living room and dining room combination, along with a generously sized family room that provides additional space for everyday living and entertaining. A newly expanded basement completed in 2025 adds an office area or recreation room, ideal for work-from-home flexibility or leisure activities. Enjoy outdoor living with a new patio and a fully fenced yard, perfect for relaxing or entertaining guests. The property also offers two driveways, providing ample parking for residents and visitors. Recent thoughtful upgrades include a Smart Water Reader (July 2025), leased solar panels, and a whole-house generator powered by renewable energy (September 2025). A Smart Heater installed in November 2025 adds enhanced efficiency, reliability, and year-round comfort. A sump pump is also installed for added protection and peace of mind. This home offers convenient access to major highways, public transportation, shopping centers, parks, and local schools, making commuting and daily errands easy while enjoying a suburban community setting. This home blends modern technology with everyday functionality, presenting an excellent opportunity for buyers seeking comfort, sustainability, and long-term value. Sale is contingent upon the seller securing a new home. Sellers are actively looking.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,850/mo

Real estate (PITI + HOA + PMI)
$5,587
Principal + interest$4,026
Property tax + insurance$1,327
PMI / 2nd mortgage$234
Utilities
$528
Heating + cooling$102
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$158
$5,850/mo TLC
Budget$6,350/mo
Remaining after TLC$500/mo
Purchase price
$624,900
Down payment
$31,245 (5%)
Loan amount
$593,655
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Split Level
Year built
1959
Lot size
0.202 ac
Stories
2
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$8,588
MLS #
2611198R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
Bath FullFamily RoomKitchenLiving Room3 BedroomsAttic
Exterior
BarbecuePatioDoor(s)-Storm/ScreenSidewalkFencing/WallYard
Community
Sidewalks
Parking
1 Car WidthAdditional ParkingAsphaltGarageAttachedDriveway
Patio & porch
Patio
Pool
None
Kitchen
Granite/Corian CountertopsNot Eat-in Kitchen
Dining
Living Dining Combo
Master bedroom
1st FloorFull Bath
Flooring
Carpet, Ceramic Tile, Vinyl-Linoleum, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Corner Lot

Neighborhood — 07080

MetricThis ZIPCountyUSA
Population25,0128,832,837299,088,112
Population Change Since199016.00%14.00%20.00%
Population Density2,9941,137
Male12,2934,307,827147,432,321
Female12,7194,525,010151,655,844
Never Married4,8631,965,81163,775,926
Married11,4723,647,435123,120,365
Separated756391,23912,639,686
Widowed1,564515,17215,467,586
Divorced1,256529,39323,075,029
Number Of House Hold8,3373,167,345111,826,380
Average House Hold Size2.972.732.60
Medial Age38.1237.1535.46
Median House Hold Income$78,745$63,392$48,276
Average House Hold Income$87,467$83,312$63,629
P C I$30,316$30,662$24,529
M D I$63,105$52,505$41,133
A T H E$64,425$61,369$50,898
S T R7.00%7.00%
W C J72.15%81.02%77.74%
(Zip) Code
7080

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 3/18/2026. Provided courtesy of ERA REED REALTY, INC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

202 Susan Terrace · South Plainfield — $624,900 · Certihomes