CCertihomes
4 Citadel Circle, Monroe, NJ 08831

$899,000

3 beds 3 baths 2,978 sqft Built 2017100 days on marketClosed

About this home

Located in a private cul-de-sac within the highly sought-after Four Seasons at Monroe, this exceptional Killarney II with Loft model offers rare privacy from every angle. This home features 3 bedrooms and 3 full bathrooms, along with a highly desirable open-concept layout designed for modern living. The main living area is enhanced by 12-foot ceilings and oversized windows creating a bright and airy atmosphere throughout. The kitchen is thoughtfully designed with a large center island, in pantry, and a seamless flow into the family room, where sliding doors lead to a private outdoor patio, ideal for both everyday living and entertaining. A first-floor study with French doors is currently being used as a bedroom, offering flexibility for a variety of living arrangements. The primary suite features tray ceilings, a spacious in closet, and a well-appointed en-suite bath. The second-floor loft provides additional flexible living space, along with a private bedroom and full bathroom. Additional features include a 3-car garage and generous storage throughout. Four Seasons at Monroe is a premier 55+ community offering 5, 500/sqft clubhouse, outdoor pool, fitness center, and an social lifestyle. The community allows additional residents 19+ and is pet-friendly. Conveniently located near major highways, shopping, and dining, this home offers rare combination of privacy, space and lifestyle in one of Monroe's most desirable adult communities.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$8,750/mo

Real estate (PITI + HOA + PMI)
$8,962
Principal + interest$5,791
Property tax + insurance$2,434
HOA$400
PMI / 2nd mortgage$337
Utilities
$588
Heating + cooling$132
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$8,750/mo TLC
Budget$9,250/mo
Remaining after TLC$500/mo
Purchase price
$899,000
Down payment
$44,950 (5%)
Loan amount
$854,050
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Two Story
Year built
2017
Lot size
0.247 ac
Stories
2
Heating
Zoned, Forced Air
Cooling
Zoned
Water
Public
HOA
$400 / Monthly
Annual tax
$13,293
MLS #
2612435R
County
Middlesex

At a glance

Basement
Garage (3)
Dishwasher

Home features

Appliances
DishwasherDisposalDryerGas Range/OvenMicrowaveRefrigeratorRangeTrash CompactorWasherElectric Water Heater
Interior
Security SystemEntrance Foyer2 BedroomsKitchenLaundry RoomLibrary/OfficeLiving RoomBath FullBath MainDining Room1 BedroomLoftBath OtherUtility RoomNone
Community
ClubhouseFitness CenterTennis Court(s)
Parking
GarageAttachedBuilt-In GarageDetachedGarage Door OpenerDriveway
Kitchen
Granite/Corian CountertopsBreakfast BarKitchen IslandPantryEat-in Kitchen
Dining
Formal Dining Room
Master bedroom
1st FloorTwo SinksWalk-In Closet(s)
Security
Security System
Flooring
Carpet, Ceramic Tile
Roof
See Remarks
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Cul-De-Sac

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 3/18/2026. Provided courtesy of CORCORAN SAWYER SMITH via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

4 Citadel Circle · Monroe — $899,000 · Certihomes