CCertihomes
209 S Stevens Avenue S, South Amboy, NJ 08879

$550,000

0 beds 2 baths 2,216 sqft Built 191430 days on marketClosed

About this home

Two-family home in a convenient South Amboy location, ideal for investors or owner-occupants. This property features separate front and rear entrances for both units, offering privacy and flexibility, along with washer/dryer hookups in each apartment for added convenience. The first-floor apartment is currently occupied and offers a comfortable layout with an eat-in kitchen, living room, and one bedroom. The unit includes a gas oven, refrigerator, and dishwasher, making it a functional and appealing space for tenants. The second unit spans the second and third floors and is currently vacant, providing an excellent opportunity for owner-occupant or additional rental income. The second floor features a living room, one bedroom, a kitchen, and a rear denperfect for a home office or additional living space. The third floor offers a unique layout with an open area leading to two bedrooms on either side, creating a spacious and versatile living environment. The property also has a long one car wide driveway leading to a detached 3+ car garage which adds significant value and is currently rented out, generating additional income. Tenants are responsible for gas and electric utilities, while the landlord currently covers water and sewer expenses. Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other, this property offers strong potential in a desirable location.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,404/mo

Real estate (PITI + HOA + PMI)
$5,111
Principal + interest$3,543
Property tax + insurance$1,362
PMI / 2nd mortgage$206
Utilities
$565
Heating + cooling$128
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$120
Car insurance + maintenance$120
Other (entertainment)
$143
$5,404/mo TLC
Budget$5,904/mo
Remaining after TLC$500/mo
Purchase price
$550,000
Down payment
$27,500 (5%)
Loan amount
$522,500
APR
7.19%

Quick facts

Type
2 Family
Style
Year built
1914
Lot size
0.1148 ac
Stories
3
Heating
Baseboard, Radiant, Radiators-Hot Water
Cooling
Ceiling Fan(s),None
Water
Public
HOA
Annual tax
$9,343
MLS #
2613352R
County
Middlesex

At a glance

Basement
Garage (3)

Home features

Appliances
Water Heater(Gas)Water Heater
Interior
Unit 1(1 BedroomKitchenLiving Room)Unit 2(3 BedroomsKitchen1 BathLiving RoomDen/Family Room)
Exterior
Porch(es) - OpenDeckSidewalkYardPorch
Community
Sidewalks
Parking
GarageAttachedDetached4(+)Car Parking
Patio & porch
Porch(es) - OpenDeckPorch
Roof
Asphalt
Sewer
Public Sewer, Sewer Charge
Ownership
Fee Simple

Lot features

See Remarks, Interior Lot

Neighborhood — 08879

MetricThis ZIPCountyUSA
Population16,1528,832,837299,088,112
Population Change Since19904.00%14.00%20.00%
Population Density1,9391,137
Male8,0324,307,827147,432,321
Female8,1214,525,010151,655,844
Never Married3,6091,965,81163,775,926
Married6,4923,647,435123,120,365
Separated552391,23912,639,686
Widowed1,045515,17215,467,586
Divorced1,224529,39323,075,029
Number Of House Hold5,9813,167,345111,826,380
Average House Hold Size2.682.732.60
Medial Age37.1137.1535.46
Median House Hold Income$60,229$63,392$48,276
Average House Hold Income$68,862$83,312$63,629
P C I$25,517$30,662$24,529
M D I$49,839$52,505$41,133
A T H E$54,454$61,369$50,898
S T R7.00%7.00%
W C J81.61%81.02%77.74%
(Zip) Code
8879

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 4/6/2026. Provided courtesy of C21 CHARLES SMITH AGENCY, INC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.