CCertihomes
8 Church Street, Middletown, NJ 07748

$600,000

3 beds 2 baths 1,793 sqft Built 18824 days on marketActive

About this home

This character filled Colonial, dating back to the 1880s, is rich with history and timeless appeal. Featuring original hardwood floors, trestled ceilings, and classic architectural details., the home offers 3 bedrooms and 2 baths, along with the warmth and ambiance of two wood burning stoves. Set on approximately 0.46 acres, the property provides ample outdoor space and opportunity to make it your own. Conveniently located near transportation, shopping, and every day amenities, this is a unique chance to bring new life to a truly special home.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,628/mo

Real estate (PITI + HOA + PMI)
$5,380
Principal + interest$3,865
Property tax + insurance$1,290
PMI / 2nd mortgage$225
Utilities
$506
Heating + cooling$91
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$116
Car insurance + maintenance$116
Other (entertainment)
$158
$5,628/mo TLC
Budget$6,128/mo
Remaining after TLC$500/mo
Purchase price
$600,000
Down payment
$30,000 (5%)
Loan amount
$570,000
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1882
Lot size
0.46 ac
Stories
3
Heating
See Remarks
Cooling
See Remarks
Water
Public
HOA
Annual tax
$8,161
MLS #
2614591R
County
Monmouth

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
Electric Range/OvenElectric Water Heater
Interior
Great RoomKitchenLaundry RoomLiving RoomBath FullDining Room3 BedroomsNone
Exterior
Storage Shed
Parking
2 Car WidthCrushed StoneGarageDetachedGravel
Fireplace
Wood Burning
Kitchen
Separate Dining Area
Dining
Formal Dining Room
Flooring
Laminate, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Easements/Right of Way, See Remarks, Irregular Lot

Neighborhood — 07748

MetricThis ZIPCountyUSA
Population27,9748,832,837299,088,112
Population Change Since1990-1.00%14.00%20.00%
Population Density2,0971,137
Male13,7564,307,827147,432,321
Female14,2184,525,010151,655,844
Never Married4,9331,965,81163,775,926
Married14,3353,647,435123,120,365
Separated527391,23912,639,686
Widowed1,335515,17215,467,586
Divorced1,112529,39323,075,029
Number Of House Hold9,5183,167,345111,826,380
Average House Hold Size2.942.732.60
Medial Age39.0137.1535.46
Median House Hold Income$89,873$63,392$48,276
Average House Hold Income$115,064$83,312$63,629
P C I$39,213$30,662$24,529
M D I$70,765$52,505$41,133
A T H E$77,563$61,369$50,898
S T R7.00%7.00%
W C J80.46%81.02%77.74%
(Zip) Code
7748

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 4/23/2026. Provided courtesy of VRI HOMES via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

8 Church Street · Middletown — $600,000 · Certihomes