Closed$425,000
TLC ≈ $3,866/mo
4 2 2,019 sqft
21 Willow Street, Keansburg, NJ 07734
20 Waverly Street, Keyport, NJ 07735
$549,000
3 beds 3 baths 1,560 sqft Built 202018 days on marketClosed
About this home
Built in 2020, this well-maintained end-unit townhouse offers a modern layout, quality finishes, and a prime location in the heart of Keyport's coastal charm. Just one block from the waterfront and moments to downtown dining and shops. The main level features 9-foot ceilings, hardwood floors, and an open, functional flow. The kitchen includes quartz countertops, stainless steel appliances, and ample cabinetry, opening to a living area with sliding doors to a private deck and fenced yard. Upstairs offers three well-sized bedrooms, including a spacious primary suite with tray ceilings, large closet, and full bath with double sinks. Additional features include a one-car garage, tankless water heater, and central air. Reasonable HOA fee. Not in a flood zone. 4+ years left on home warranty.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$5,178/mo
- Real estate (PITI + HOA + PMI)
- $4,959
- Utilities
- $475
- Transportation
- $116
- Other (entertainment)
- $143
Principal + interest$3,537
Property tax + insurance$1,216
PMI / 2nd mortgage$206
Heating + cooling$108
Internet + TV + phone$143
Water + sewer + garbage$58
Car insurance + maintenance$116
Budget$5,678/mo
Remaining after TLC$500/mo
Purchase price
$549,000
Down payment
$27,450 (5%)
Loan amount
$521,550
APR
7.19%
Quick facts
Type
Townhouse, Condo/TH
Style
Townhouse, Two Story
Year built
2020
Lot size
—
Stories
2
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
—
Annual tax
$7,928
MLS #
2614589R
County
Monmouth
At a glance
Air conditioning
Garage (1)
Dishwasher
Home features
Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
Vaulted Ceiling(s)KitchenBath HalfLiving RoomDining RoomEntrance Foyer3 BedroomsBath FullNone
Exterior
BarbecueDeck
Parking
2 Cars DeepGarageAttachedBuilt-In GarageDetachedGarage Door OpenerDriveway
Patio & porch
Deck
Kitchen
Granite/Corian Countertops
Dining
Living Dining Combo
Master bedroom
Full Bath
Flooring
Laminate, Wood
Roof
Asphalt, Metal
Sewer
Public Sewer
Ownership
Condominium
Lot features
See Remarks
Neighborhood — 07735
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 21,035 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 4.00% | 14.00% | 20.00% |
| Population Density | 3,828 | 1,137 | — |
| Male | 10,429 | 4,307,827 | 147,432,321 |
| Female | 10,606 | 4,525,010 | 151,655,844 |
| Never Married | 4,697 | 1,965,811 | 63,775,926 |
| Married | 8,422 | 3,647,435 | 123,120,365 |
| Separated | 715 | 391,239 | 12,639,686 |
| Widowed | 1,466 | 515,172 | 15,467,586 |
| Divorced | 1,565 | 529,393 | 23,075,029 |
| Number Of House Hold | 7,545 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.75 | 2.73 | 2.60 |
| Medial Age | 36.52 | 37.15 | 35.46 |
| Median House Hold Income | $60,438 | $63,392 | $48,276 |
| Average House Hold Income | $69,301 | $83,312 | $63,629 |
| P C I | $25,280 | $30,662 | $24,529 |
| M D I | $50,101 | $52,505 | $41,133 |
| A T H E | $54,624 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 75.92% | 81.02% | 77.74% |
(Zip) Code
7735
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Recently sold nearby
Listing information last refreshed 4/27/2026. Provided courtesy of HERITAGE HOUSE SOTHEBY'S INT'L REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.