CCertihomes
126 Jay Place, Middlesex, NJ 08846

$449,900

2 beds 1 baths 1,480 sqft Built 196016 days on marketActive

About this home

Located in desirable Middlesex Borough, this charming and well-maintained custom 2-bedroom Ranch is sure to please! This home offers comfortable one-level living and is an entertainer's dream, featuring an impressive 20x20 living room, oversized 23x12 formal dining room, and spacious eat-in kitchen. The kitchen features warm wood cabinetry, gas cooking, stainless steel oven/range, dishwasher, and ample cabinet space. Additional features include hardwood floors, newer carpeting in the living room and primary bedroom, and thermopane windows. A full basement with high ceilings provides laundry space and excellent potential for future expansion. Outside, enjoy a fenced yard, storage shed, and appealing landscaping. Conveniently located near shopping, schools, parks, and commuter routes, this home is priced to sell and won't last!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,647/mo

Real estate (PITI + HOA + PMI)
$4,345
Principal + interest$2,898
Property tax + insurance$1,278
PMI / 2nd mortgage$169
Utilities
$525
Heating + cooling$108
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$143
$4,647/mo TLC
Budget$5,147/mo
Remaining after TLC$500/mo
Purchase price
$449,900
Down payment
$22,495 (5%)
Loan amount
$427,405
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1960
Lot size
0.1294 ac
Stories
1
Heating
Baseboard Hotwater
Cooling
Wall Unit(s)
Water
Public
HOA
Annual tax
$9,771
MLS #
2614776R
County
Middlesex

At a glance

Basement
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
2 BedroomsKitchenLiving RoomBath MainDining RoomNone
Exterior
Storage Shed
Parking
2 Car WidthAsphalt
Pool
None
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Master bedroom
1st Floor
Flooring
Carpet, Vinyl-Linoleum, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08846

MetricThis ZIPCountyUSA
Population13,6578,832,837299,088,112
Population Change Since19909.00%14.00%20.00%
Population Density4,0431,137
Male6,6844,307,827147,432,321
Female6,9734,525,010151,655,844
Never Married2,5831,965,81163,775,926
Married6,0113,647,435123,120,365
Separated352391,23912,639,686
Widowed981515,17215,467,586
Divorced974529,39323,075,029
Number Of House Hold5,0033,167,345111,826,380
Average House Hold Size2.722.732.60
Medial Age37.9537.1535.46
Median House Hold Income$69,439$63,392$48,276
Average House Hold Income$82,714$83,312$63,629
P C I$30,699$30,662$24,529
M D I$56,961$52,505$41,133
A T H E$61,865$61,369$50,898
S T R7.00%7.00%
W C J70.93%81.02%77.74%
(Zip) Code
8846

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 4/28/2026. Provided courtesy of ERA BONIAKOWSKI REAL ESTATE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

126 Jay Place · Middlesex — $449,900 · Certihomes