CCertihomes
368 Rector Street #414, Perth Amboy, NJ 08861

$399,999

2 beds 2 baths 1,307 sqft Built 20071 days on marketActive

About this home

Welcome to this beautifully updated 2-bedroom, 2-bath condo in Perth Amboy offering comfort, style, and convenience all in one. This move-in ready home features a modern kitchen with granite countertops, newer stainless steel appliances, updated light fixtures, and newer flooring throughout, creating a fresh and inviting atmosphere. The spacious layout includes a large living room, newly renovated guest bathroom and generously sized bedrooms, including a primary suite with its own full bath. Head out to your own private balcony to enjoy your morning coffee and newspaper. This unit comes with 2 deeded parking spots. Close to shopping, restaurants major highways, public transportation, and waterfront attractions. Don't miss out on this opportunity!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,077/mo

Real estate (PITI + HOA + PMI)
$3,766
Principal + interest$2,577
Property tax + insurance$1,039
PMI / 2nd mortgage$150
Utilities
$474
Heating + cooling$100
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$4,077/mo TLC
Budget$5,000/mo
Remaining after TLC$923/mo
Purchase price
$399,999
Down payment
$20,000 (5%)
Loan amount
$379,999
APR
7.19%

Quick facts

Type
Condo/TH
Style
Other
Year built
2007
Lot size
Stories
2
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$7,538
MLS #
2615511R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
2 BedroomsBath FullNone
Parking
NoneGarageBuilt-In GarageGarage Door OpenerOn SiteAssigned
Kitchen
Granite/Corian CountertopsBreakfast BarPantry
Dining
Dining L
Accessibility
Elevator
Flooring
See Remarks
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

Waterview

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/11/2026. Provided courtesy of GLEN MARY REAL ESTATE, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.