CCertihomes
16 10th Avenue, Monroe, NJ 08831

$640,000

3 beds 2 baths 1,532 sqft Built 196940 days on marketClosed

About this home

Welcome to Mill Lake Manor Space, Style & Sunshine in Monroe, NJ This beautifully maintained 3-bedroom, 2-bath bi-level home in the desirable Mill Lake Manor community offers the perfect blend of classic charm and thoughtful modern updates all bathed in wonderful natural light. Upper Level Living at Its Finest: The main living areas greet you with gleaming hardwood floors, elegant wainscoting, and refined trim detail in both the living and dining rooms. The heart of the home is a truly stunning updated kitchen, featuring custom cabinetmaker cabinetry, stainless steel appliances, Corian countertops, a tasteful backsplash, and a versatile floating island ideal for cooking, gathering, and everything in between. The oversized primary suite is a genuine retreat, created by combining two rooms to allow for a generous sitting area or private home office. Two double closets provide exceptional storage. The updated main bath impresses with its double-sink vanity, dual mirrored medicine cabinets, handsome wainscoting, individual heat control, and two linen closets. A Flexible Lower Level: The lower level finished with durable luxury vinyl-plank flooring features a welcoming family room, a comfortable third bedroom, and an updated full bath with stall shower. The laundry closet rounds out this versatile space, which stays naturally cool and includes a window A/C unit for warmer days. Outdoor Living You'll Love: Step outside and discover a backyard that truly sets this home apart. A beautiful wooden deck off the dining room and an expansive wooden patio accessed from the lower level give you multiple spaces to relax, entertain, and unwind all within a fully fenced yard for privacy and peace of mind. A storage shed adds practical convenience. The Details That Matter: The heated 2-car garage features newer doors with an automatic opener and is currently configured as a workshop a fantastic bonus for the hobbyist or craftsperson. Additional highlights include upper-level heating/central A/C via heat pump, electric baseboard heat on the lower level, an updated electrical panel, and a brand-new hot water heater. (Detailed list of all updates available.) A home this thoughtfully maintained and upgraded is a rare find. Come see it for yourself!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,941/mo

Real estate (PITI + HOA + PMI)
$5,678
Principal + interest$4,123
Property tax + insurance$1,315
PMI / 2nd mortgage$240
Utilities
$544
Heating + cooling$110
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$5,941/mo TLC
Budget$6,441/mo
Remaining after TLC$500/mo
Purchase price
$640,000
Down payment
$32,000 (5%)
Loan amount
$608,000
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Bi-Level
Year built
1969
Lot size
0.17 ac
Stories
2
Heating
Baseboard, Electric, Forced Air, Heat Pump
Cooling
A/C Central - Some, Window Unit(s)
Water
Public
HOA
Annual tax
$8,177
MLS #
2662006M
County
Middlesex

At a glance

Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenExhaust FanMicrowaveRefrigeratorTrash CompactorWasherKitchen Exhaust FanElectric Water Heater
Interior
1 BedroomBath FullFamily RoomLaundry Room2 BedroomsDining RoomKitchenLiving RoomAttic
Exterior
CurbsDeckFencing/WallPatioSidewalkStorage ShedYard
Community
CurbsSidewalks
Parking
2 Car WidthBuilt-In GarageDriveway
Patio & porch
DeckPatio
Pool
None
Kitchen
Kitchen IslandGranite/Corian CountertopsKitchen Exhaust Fan
Dining
Dining L
Master bedroom
Sitting Area
Flooring
Vinyl-Linoleum, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level, Near Shopping

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/22/2026. Provided courtesy of RE/MAX COMPETITIVE EDGE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

16 10th Avenue · Monroe — $640,000 · Certihomes