CCertihomes
40 Fayette Street #57, Perth Amboy, NJ 08861

$400,000

2 beds 2 baths 1,456 sqft Built 198739 days on marketActive

About this home

Beautifully maintained 2-bedroom, 2-bath residence just moments from the waterfront! This is 1 of only 4 units in the entire building featuring this specific layout, offering a unique and desirable floor plan. Includes private parking, spacious living areas, and a prime location close to dining, shopping, and entertainment. A perfect blend of comfort, convenience, and exclusivity.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$3,962/mo

Real estate (PITI + HOA + PMI)
$3,593
Principal + interest$2,577
Property tax + insurance$866
PMI / 2nd mortgage$150
Utilities
$540
Heating + cooling$108
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$3,962/mo TLC
Budget$5,000/mo
Remaining after TLC$1,038/mo
Purchase price
$400,000
Down payment
$20,000 (5%)
Loan amount
$380,000
APR
7.19%

Quick facts

Type
Condo/TH
Style
End Unit
Year built
1987
Lot size
1.691 ac
Stories
2
Heating
Electric
Cooling
Ceiling Fan(s), Wall Unit(s), Window Unit(s)
Water
Public
HOA
Annual tax
$5,376
MLS #
2616529R
County
Middlesex

At a glance

Dishwasher
Waterfront

Home features

Appliances
DishwasherElectric Range/OvenMicrowaveRefrigeratorRangeElectric Water Heater
Interior
BlindsFirealarmIntercomHigh CeilingsSecurity System1 BedroomKitchenLiving RoomBath FullLoftNone
Community
Elevator
Parking
NoneAssigned
Kitchen
Eat-in Kitchen
Security
Fire AlarmSecurity System
Flooring
Carpet, Ceramic Tile, Wood
Roof
Rubber, Flat, Metal
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Waterfront, Waterview, Near Public Transit

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/30/2026. Provided courtesy of PETRA BEST REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

40 Fayette Street #57 · Perth Amboy — $400,000 · Certihomes